160 Templeton Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 160 Templeton Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,984 sqft · built 2011
Lot Size	0.136 acres (5,944 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Dec 2019)
Tax Bill	$5,857 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Refinance + 1 more
APN	`25123`

Property Details

APN / Parcel Number

Primary APN	`25123`
Alternative APN	`PHIL M:00025 L:0012A`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	5,272 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,944 sqft (0.136 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	25123
Street Address	160 TEMPLETON RD
City	PHILLIPSTON
State	MA
Zip	01331-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	12A
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1042
Census Tract	704201

Owner

160 Templeton Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	160 TEMPLETON RD, PHILLIPSTON, MA 01331-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Dec 19, 2019	Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	2019138334
Deed Book / Page	61621 / 232
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	61621-232
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Recording Date	Jun 30, 2026
Property Address	160 TEMPLETON RD, PHILLIPSTON, MA 01331-9716
Document Number	0000054139
Book / Page	73802 / 126
Instrument Date	Jun 25, 2026
Instrument	202654139
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 TEMPLETON RD, PHILLIPSTON, MA 01331-9716

Mortgage

Document Number	0000054139,
Date	Jun 30, 2026
Book Page	73802/126
Instrument	202654139

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	160 TEMPLETON RD, PHILLIPSTON, MA 01331-9716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070089-327
Date	Jan 12, 2024
Book Page	70089/327
Instrument	2811

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Dec 19, 2019
Property Address	160 TEMPLETON RD, PHILLIPSTON, MA 01331-9716
Document Number	61621-232
Book / Page	061621 / 000232
Instrument Date	Dec 11, 2019
Instrument	138334
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 TEMPLETON RD PHILLIPSTON MA 013319716, PHILLIPSTON, MA 01331-9716

Mortgage

Document Number	61621-234
Date	Dec 19, 2019
Book Page	061621/000234
Instrument	138335

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 160 Templeton Rd was $5,857, up 2.5% from the year before.

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,857.00 (+2.52%)	$534,900 (+5.52%) Land $56,800 Building $478,100	$453,625 (-)
2025	$5,713.00 (+7.17%)	$506,900 (+13.91%) Land $50,400 Building $456,500	$453,625 (+4.3%)
2024	$5,331.00 (-2.97%)	$445,000 (+4%) Land $48,000 Building $397,000	$434,910
2023	$5,494.00	$427,900 Land $48,000 Building $379,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 160 Templeton Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Templeton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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