Polk County property record for 160 Staley Ln, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 2016 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Feb 2021) |
| Tax Bill | $1,300 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P105-186 |
| Primary APN | P105-186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,356 sqft Finished Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 54306 |
|---|---|
| Street Address | 160 STALEY LN |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-0226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 700, 700 ZION GROVE |
| Legal Subdivision | ZION GROVE |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920101 |
160 Staley Ln is owned and occupied by an individual who bought it in February 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Feb 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 11, 2020 | Intrafamily Transfer, Transfer |
| Dec 11, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Prior Sale | Feb 11, 2021 · Amount on File |
| Deed Book / Page | 456 / 1100 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 000456/100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000474/76 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 474/76 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, NC 28722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00447/1468 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 447/1468 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | 19800 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 11, 2021 |
| Property Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Document Number | 000456/100 |
| Book / Page | 456 / 100 |
| Map Reference | MB F PG 1552 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 4339 PEA RIDGE RD, 4339, RUTHERFORDTON, NC 28139-9156 |
| Name | Verified Name |
|---|---|
| Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Document Number | 0000456103 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 456/103 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Document Number | 00454/2064 |
| Book / Page | 454 / 2064 |
| Map Reference | FILE F PG 1552 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4339 PEA RIDGE RD, 4339, RUTHERFORDTON, NC 28139-9156 |
| Name | Verified Name |
|---|---|
| Address | 4283 PEA RIDGE RD, RUTHERFORDTON, NC 28139-9155 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 160 STALEY LN, RUTHERFORDTON, NC 28139-0226 |
| Document Number | 00454/2060 |
| Book / Page | 454 / 2060 |
| Map Reference | FILE F PG 1552 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4283 PEA RIDGE RD, 4283, RUTHERFORDTON, NC 28139-9155 |
| Name | Verified Name |
|---|---|
| Address | 4339 PEA RIDGE RD, RUTHERFORDTON, NC 28139-9156 |
The 2026 property tax bill for 160 Staley Ln was $1,300.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,300.00 | $244,821 (-) Land $30,150 Building $214,671 | $244,821 (-) Land $30,150 Building $214,671 |
| 2025 | $1,300.00 | $244,821 Land $30,150 Building $214,671 | $244,821 Land $30,150 Building $214,671 |
| 2023 | $1,234.00 | $193,492 Land $30,170 Building $163,322 | |
| 2021 | $193,492 Land $30,170 Building $163,322 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Staley Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Staley Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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