160 Spencer Ln, Big Sandy, TN 38221 Property Records

Benton County property record for 160 Spencer Ln, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	1 ba · 480 sqft · built 2023
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,900 (Mar 2024)
Tax Bill	$444 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003018O A 00300`

Property Details

APN / Parcel Number

Primary APN	`003018O A 00300`
Alternative APN	`018O A 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	211 ft deep x 197 ft wide
Porch	Patio
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	160 SPENCER LN
City	BIG SANDY
State	TN
Zip	38221-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: F95
Legal Subdivision	HARBOR TOWN UNIT 10
Legal Lot Number	23
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3022
Census Tract	963000

Owner

Source: Benton County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	764 SPENCE ENCLAVE LN, NASHVILLE, TN 37210-3239
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage WESLEY MORTGAGE LLC
Jun 30, 2023	Intrafamily Transfer, Transfer
Jun 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	2024116519
Deed Book / Page	408 / 198
Prior Transfer Date	Jun 27, 2023
Prior Transfer Doc	000396/610
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Mar 18, 2024
Property Address	160 SPENCER LN, BIG SANDY, TN 38221
Document Number	000408/198
Book / Page	408 / 198
Instrument Date	Mar 15, 2024
Instrument	116519
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 SPENCE ENCLAVE LN, NASHVILLE, TN 37210-3239

Mortgage

Document Number	000408/201
Date	Mar 18, 2024
Book Page	408/201
Instrument	116520

Lender

Name	WESLEY MORTGAGE LLC
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON TN
Recording Date	Jun 30, 2023
Property Address	160 SPENCER LN, BIG SANDY, TN 38221
Document Number	000396/610
Book / Page	396 / 610
Instrument Date	Jun 27, 2023
Instrument	114152
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S MARTHA ST, ANGOLA, IN 46703-2134

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jun 30, 2023
Property Address	160 SPENCER LN, BIG SANDY, TN 38221
Document Number	000396/613
Book / Page	396 / 613
Instrument Date	Jun 27, 2023
Instrument	114153
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$31.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 HIGHWAY 77, PARIS, TN 38242-7798

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00 (+3,071.43%)	$26,025 (+5,105%) Land $3,525 Building $22,500	$104,100 (+5,105%) Land $14,100 Building $90,000
2023	$14.00	$500 (-) Land $500
2022	$14.00	$500 Land $500	$2,000 (-) Land $2,000
2020			$2,000 Land $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR UTILITY DISTRICT serves 736 people · EPA ID TN0000055
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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