160 Spears Cir, Richmond, CA 94801 Property Records

Contra Costa County property record for 160 Spears Cir, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,401 sqft · built 2007
Lot Size	0.06 acres (2,600 sqft)
Owner	Trust Name on File
Last Sale	$407,000 (Jun 2014)
Tax Bill	$8,552 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`408-250-040-8`

Property Details

APN / Parcel Number

Primary APN	`408-250-040-8`
Alternative APN	`408-250-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,401 sqft Living Area
1st Floor Area	1,047 sqft
2nd Floor Area	1,354 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Lot Area	2,600 sqft (0.06 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	160 SPEARS CIR
City	RICHMOND
State	CA
Zip	94801-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8755 L121
Legal Subdivision	BELLA FLORA SUB 8755
Legal Tract	8755
Legal Lot Number	121
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	365002

Owner

160 Spears Cir is owner-occupied and held in a trust since February 2020.

Source: Contra Costa County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Mar 6, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 6, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Jun 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jun 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2014 · Amount on File
Deed Sale	Jun 19, 2014 · Amount on File
Prior Sale	Mar 11, 2014 · Amount on File
Deed Document Number	2014100692
Last Transfer Date	Feb 14, 2020
Transfer Doc	0000043498
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231876
Date	Dec 11, 2017
Instrument	2017-231876

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 SPEARS CIR, RICHMOND, CA 94801-1730

Mortgage

Document Number	0000165350
Date	Oct 24, 2022
Instrument	2022-165350

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 6, 2020
Property Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000043498
Instrument Date	Feb 14, 2020
Instrument	43498
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	160 SPEARS CIR RICHMOND CA 948011730, RICHMOND, CA 94801-1730

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 6, 2020
Property Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000043496
Instrument Date	Feb 14, 2020
Instrument	43496
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 SPEARS CIR RICHMOND CA 948011730, RICHMOND, CA 94801-1730

Mortgage

Document Number	43497
Date	Mar 6, 2020
Instrument	43497

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 21, 2019
Property Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000094656
Instrument Date	Jun 13, 2019
Instrument	94656
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 SPEARS CIR RICHMOND CA 948011730, RICHMOND, CA 94801-1730

Mortgage

Document Number	94657
Date	Jun 21, 2019
Instrument	94657

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 21, 2019
Property Address	160 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000094658
Instrument Date	Jun 13, 2019
Instrument	94658
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	160 SPEARS CIR RICHMOND CA 948011730, RICHMOND, CA 94801-1730

Tax Assessment & Valuation

The 2025 property tax bill for 160 Spears Cir was $8,552 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,892 (+2%) Land $102,526 Building $406,366
2025	$8,552.00 Homeowner's exemption	$498,915 Land $100,516 Building $398,399
2023	$8,189.00 (+1.5%) Homeowner's exemption	$479,544 Land $96,614 Building $382,930
2022	$8,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 160 Spears Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–2000)
Most Recent Claim	Feb 2000 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 160 Spears Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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