160 Smithneck Rd, Loyalton, CA 96118 Property Records

Sierra County property record for 160 Smithneck Rd, Loyalton, CA 96118

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,372 sqft · built 1978
Lot Size	2.03 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Oct 2010)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-140-074-000`

Property Details

APN / Parcel Number

Primary APN	`016-140-074-000`
Alternative APN	`0161400740`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	88,862 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Old Parcel Number	0161400740
Street Address	160 SMITHNECK RD
City	LOYALTON
State	CA
Zip	96118-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 9 SIERRA BROOKS UNIT 1
Legal Subdivision	SIERRA BROOKS
Legal Lot Number	9
Jurisdiction	SIERRA CA
Township / Civil Division	EAST SIERRA
Census Block Group	1
Census Block	1040
Census Tract	10000

Owner

Source: Sierra County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 551, LOYALTON, CA 96118-0551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Intrafamily Transfer, Transfer
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2010 · Amount on Record
Deed Sale	Oct 8, 2010 · Amount on Record
Prior Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	2010155036
Last Transfer Date	May 11, 2023
Transfer Doc	0000176202
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIERRA CA
Recording Date	May 19, 2023
Property Address	160 SMITHNECK RD, LOYALTON, CA 96118-9700
Document Number	0000176202
Map Reference	MB 3 PG 76
Instrument Date	May 11, 2023
Instrument	2023176202
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 551, LOYALTON, CA 96118-0551

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIERRA CA
Property Address	160 SMITHNECK RD, LOYALTON, CA 96118-9700
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 SMITHNECK RD, LOYALTON, CA 96118-9700

Mortgage

Document Number	0000174342
Date	Mar 29, 2022
Instrument	2022174342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 1, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIERRA CA
Property Address	160 SMITHNECK RD, LOYALTON, CA 96118-9700
Document Number	0000169623
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	160 SMITHNECK RD LOYALTON CA 96118, LOYALTON, CA 96118

Mortgage

Document Number	0000169623
Date	Jun 19, 2019
Instrument	169623

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 18, 2029

Tax Assessment & Valuation

Source: Sierra County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Sierra County
Unified School District	Sierra-Plumas Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,320 (+2%) Land $118,488 Building $77,832
2025	$2,548.00 (+2.99%) Homeowner's exemption	$192,471 (+4.04%) Land $116,165 Building $76,306
2023	$2,474.00 (-2.14%) Homeowner's exemption	$184,999 Land $111,655 Building $73,344
2022	$2,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIERRA CSA #5, SIERRA BROOKS serves 726 people · EPA ID CA4600009
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
Plumas-Sierra Telecommunications Fixed Wireless · not low latency	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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