Fayette County property record for 160 Sandy Ln, Clermont, IA 52135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1996 |
| Lot Size | 0.305 acres (13,268 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,256 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage Jul 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434477010 |
| Primary APN | 0434477010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 550 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,268 sqft (0.305 acres) |
| Lot Dimensions | 125 ft deep x 107 ft wide |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 160 SANDY LN |
|---|---|
| City | CLERMONT |
| State | IA |
| Zip | 52135-8560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 OAK RIDGE HGTS 3RD ADD |
| Legal Subdivision | OAK RIDGE HEIGHTS 3RD ADD |
| Legal Lot Number | 4 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 160 SANDY LN, CLERMONT, IA 52135-8560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY |
| Jul 17, 2023 | Warranty Deed, Transfer · Line of Credit LUANNA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 |
| Deed Sale | Oct 27, 2025 |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 20253094 |
| Deed Book / Page | 2025 / 3094 |
| Prior Transfer Date | May 21, 2014 |
| Prior Transfer Doc | 02014/1284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 160 SANDY LN, CLERMONT, IA 52135-8560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002672 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 0000002018/0000002672 |
| Instrument | 000000002672 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 172 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Jul 17, 2023 |
| Property Address | 160 SANDY LN, CLERMONT, IA 52135-8560 |
| Document Number | 02023/1832 |
| Book / Page | 2023 / 1832 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-1832 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 160 SANDY LN, CLERMONT, IA 52135-8560 |
| Document Number | 02023/1833 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 2023/1833 |
| Instrument | 2023-1833 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Clermont City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,256.00 | $151,260 (-) Land $18,880 Building $132,380 | $151,260 (-) Land $18,880 Building $132,380 |
| 2025 | $2,256.00 (+3.2%) | $151,260 (+12.04%) Land $18,880 Building $132,380 | $151,260 (+12.04%) Land $18,880 Building $132,380 |
| 2024 | $2,186.00 (+11.42%) | ||
| 2023 | $135,000 (+24.4%) Land $18,880 Building $116,120 | $135,000 (+24.4%) Land $18,880 Building $116,120 | |
| 2022 | $1,962.00 | $108,520 Land $15,730 Building $92,790 | |
| 2021 | $108,520 Land $15,730 Building $92,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Copper | 1.37 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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