St. Clair County property record for 160 Saint Clair River Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,000 (Nov 2023) |
| Tax Bill | $7,343 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-111-0112-000 |
| Primary APN | 74-01-111-0112-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Basement Area | 1,972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 6,098 sqft (0.14 acres) |
|---|---|
| Lot Dimensions | 118 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 160 SAINT CLAIR RIVER DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 212 ALGONAC ASSESSORS PLAT NO 1 SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 212 |
| Legal Unit | 212 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 160 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on Record |
| Deed Sale | Nov 17, 2023 · Amount on Record |
| Prior Sale | Jun 18, 2013 · Amount on Record |
| Deed Document Number | 202320352 |
| Deed Book / Page | 5671 / 556 |
| Prior Transfer Date | Jan 14, 2011 |
| Prior Transfer Doc | 004128/567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 160 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 160 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657 |
| Document Number | 0005871162 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 5871/162 |
| Instrument | 2025021881 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 17, 2023 |
| Property Address | 160 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657 |
| Document Number | 0005671556 |
| Book / Page | 5671 / 556 |
| Map Reference | LB 49 PG 11 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023020352 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1060 SAINT CLAIR RIVER DR, ALGONAC, MI 48001 |
| Name | Verified Name |
|---|---|
| Address | 4108 POINTE TREMBLE RD, ALGONAC, MI 48001-4652 |
| Document Number | 0000566860 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 5668/60 |
| Instrument | 2023019565 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,500 (+7.16%) | $395,000 (+7.16%) | |
| 2025 | $7,343.00 (-1.77%) Homeowner's exemption | $184,300 (+20.69%) | |
| 2024 | $7,475.00 (+62.04%) | $368,600 (+20.69%) | |
| 2023 | $152,700 | ||
| 2022 | $4,613.00 | $305,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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