160 Rucker Ave, Georgetown, KY 40324 Property Records

Scott County property record for 160 Rucker Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1930
Lot Size	0.184 acres (8,019 sqft)
Owner	Individual Name on Record
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167-10-244.000`

Property Details

APN / Parcel Number

Primary APN	`167-10-244.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	8,019 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	160 RUCKER AVE
City	GEORGETOWN
State	KY
Zip	40324-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 55
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	40208

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	160 RUCKER AVE, GEORGETOWN, KY 40324-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	160 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1343/358
Date	Jun 21, 2017
Book Page	M1343/358
Instrument	370465

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	160 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1512/747
Date	Jun 2, 2020
Book Page	M1512/747
Instrument	416840

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	160 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1512/731
Date	Jun 2, 2020
Book Page	M1512/731
Instrument	416839

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,200 (-)	$113,200 (-)
2025	$1,008.00 (+2.65%)	$113,200 (+4.43%)	$113,200 (+4.43%)
2023	$982.00 (+17.04%)	$108,400 (+11.98%) Land $27,500 Building $80,900	$108,400 (+11.98%) Land $27,500 Building $80,900
2022	$839.00	$96,800 Land $22,500 Building $74,300	$96,800 Land $22,500 Building $74,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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