160 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 160 Rose St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 2003
Lot Size	0.321 acres (13,999 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Jul 2003)
Tax Bill	$5,083 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0155-000-02300`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0155-000-02300`
Alternative APNs	`261813015500002300` `3798173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,999 sqft (0.321 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	114 sqft
Utility Building	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3798173
Street Address	160 ROSE ST
City	UMATILLA
State	FL
Zip	32784-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	UMATILLA BRYN MAWR ON THE LAKE 1ST ADDITION SUB LOT 23 PB 44 PGS 56-57 ORB 6670 PG 1624
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	UMATILLA BRYN MAWR ON THE LAKE 1ST ADDIT
Legal Tract	0155
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1064
Census Tract	30109

Owner

160 Rose St is owned and occupied by an individual who acquired it in August 2005.

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	160 ROSE ST, UMATILLA, FL 32784-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2003 · Amount on File
Deed Sale	Jul 3, 2003 · Amount on File
Deed Book / Page	2352 / 754
Last Transfer Date	Aug 22, 2005
Transfer Doc	0000130325
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 160 Rose St was $5,083, up 8.1% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,475 (-) Land $64,000 Building $219,475	$283,475 (-) Land $64,000 Building $219,475
2025	$5,083.00 (+8.15%)	$283,475 Land $64,000 Building $219,475	$283,475 Land $64,000 Building $219,475
2024	$4,700.00 (+10.2%)
2023	$4,265.00 (+17.3%)	$256,503 (+34.63%)	$256,503 (+34.63%) Land $44,625 Building $211,878
2022	$3,636.00	$190,530	$190,530 Land $26,625 Building $163,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Rose St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20