160 River Rd, Shelton, CT 06484 Property Records

Shelton City property record for 160 River Rd, Shelton, CT 06484

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1955
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Aug 2023)
Tax Bill	$5,078 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SHEL M:94 L:109`

Property Details

APN / Parcel Number

Primary APN	`SHEL M:94 L:109`
Alternative APNs	`SHLT M:94 L:109` `94 109`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Basement Area	890 sqft
Unfinished Basement	890 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	94 109
Street Address	160 RIVER RD
City	SHELTON
State	CT
Zip	06484-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	109
Jurisdiction	SHELTON CT
Township / Civil Division	SHELTON
Census Block Group	1
Census Block	1001
Census Tract	110201

Owner

Source: Shelton City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 RIVER RD, SHELTON, CT 06484-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC
Dec 6, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 2, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20232023-2982
Deed Book / Page	4221 / 1240
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	160 RIVER RD, SHELTON, CT 06484-4444
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004212-882
Date	Dec 29, 2022
Book Page	4212/882
Instrument	2022-6165

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	160 RIVER RD, SHELTON, CT 06484-4444
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004046-3
Date	Jan 26, 2021
Book Page	4046/3
Instrument	2021-783

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	160 RIVER RD, SHELTON, CT 06484-4444
Transaction Type	Mortgage
Record Updated	Apr 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004244-225
Date	Dec 6, 2024
Book Page	4244/225
Instrument	2024-4535

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELTON CT
Recording Date	Aug 2, 2023
Property Address	160 RIVER RD, SHELTON, CT 06484-4444
Document Number	04221-1240
Book / Page	4221 / 1240
Instrument Date	Aug 1, 2023
Instrument	2023-2982
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232983
Date	Aug 2, 2023
Instrument	2023-2983

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	04221-1262
Date	Aug 2, 2023
Book Page	4221/1262
Instrument	2023-2984

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	160 RIVER RD, SHELTON, CT 06484-4444
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4046-3
Date	Jan 26, 2021
Book Page	4046/3
Instrument	2021-783

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Shelton City
Unified School District	Shelton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,078.00 (+8.95%)	$327,390 (+32.19%) Land $149,660 Building $177,730	$498,868 (+187.76%)
2025	$4,661.00	$247,660 (-) Land $113,400 Building $134,260	$173,362 Land $79,380 Building $93,982
2024	$4,661.00 (+7.72%)
2023	$4,327.00	$247,660 Land $113,400 Building $134,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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