160 Prospect St, Apt 3, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 160 Prospect St, Apt 3, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 785 sqft · built 1900
Lot Size	0.175 acres (7,654 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Mar 2026)
Tax Bill	$5,187 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105073`

Property Details

APN / Parcel Number

Primary APN	`105073`
Alternative APN	`GLOU M:0012 B:0010 L:0003`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Units	3 Units
Stories	1 Story
Building Area	785 sqft Living Area
Gross Area	961 sqft
1st Floor Area	785 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,654 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	105073
Street Address	160 PROSPECT ST, 3
City	GLOUCESTER
State	MA
Zip	01930-3724
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NB
Legal Block	10
Legal Lot Number	3
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1005
Census Tract	221400

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 PROSPECT ST, 3, GLOUCESTER, MA 01930-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CAPE ANN SAVINGS BANK
Jun 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKGLOUCESTER (GLOUCESTER COOP BAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Book / Page	43274 / 528
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 16, 2026
Property Address	160 PROSPECT ST APT 3, 3, GLOUCESTER, MA 01930-3724
Document Number	043274-528
Book / Page	43274 / 528
Instrument Date	Mar 16, 2026
Instrument	2350
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PROSPECT ST APT 3, 3, GLOUCESTER, MA 01930-3724

Mortgage

Document Number	20260316002360
Date	Mar 16, 2026
Instrument	20260316002360

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 10, 2022
Property Address	160 PROSPECT ST APT 3, 3, GLOUCESTER, MA 01930-3724
Document Number	00040993-6
Book / Page	40993 / 6
Instrument Date	Jun 10, 2022
Instrument	20220610001460
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PROSPECT ST APT 3, 3, GLOUCESTER, MA 01930-3724

Mortgage

Document Number	220610001470
Date	Jun 10, 2022
Instrument	220610001470

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,187.00 (+4.6%)	$557,100 (+9.19%) Building $557,100	$493,413 (-11.1%)
2025	$4,959.00 (+6.65%)	$510,200 (+6.76%) Building $510,200
2024	$4,650.00 (+4.78%)	$477,900 (+14.03%) Building $477,900	$554,990
2023	$4,438.00	$419,100 Building $419,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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