160 Pondview Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 160 Pondview Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,152 sqft · built 1971
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Aug 2021)
Tax Bill	$5,349 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:027-11655 B:146 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:027-11655 B:146 L:0`
Alternative APNs	`LUDL M:27 B:11655 P:146` `6674`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	3,336 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	6674
Street Address	160 PONDVIEW DR
City	LUDLOW
State	MA
Zip	01056-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Subdivision	PONDVIEW ACRES SEC 02
Legal Block	11655
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1005
Census Tract	810404

Owner

160 Pondview Dr is owned and occupied by an individual who bought it in August 2021.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	160 PONDVIEW DR, LUDLOW, MA 01056-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jul 20, 2017	Warranty Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Jul 20, 2017 · Amount on File
Deed Book / Page	24089 / 24
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 30, 2021
Property Address	160 PONDVIEW DR, LUDLOW, MA 01056-3217
Document Number	24089-24
Book / Page	24089 / 24
Instrument Date	Aug 30, 2021
Instrument	60746
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MOUNTAIN VIEW CIR, SOUTHAMPTON, MA 01073-9490

Mortgage

Document Number	60747
Date	Aug 30, 2021
Instrument	60747

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	160 PONDVIEW DR, LUDLOW, MA 01056-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23161-134
Date	Apr 8, 2020
Book Page	23161/134
Instrument	18159

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 20, 2017
Property Address	160 PONDVIEW DR, LUDLOW, MA 01056-3217
Document Number	21773-128
Book / Page	21773 / 128
Instrument	40935
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	160 PONDVIEW DR, LUDLOW, MA 01056-3217

Mortgage

Document Number	217730131
Date	Jul 20, 2017
Instrument	21773/0131

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 160 Pondview Dr was $5,349, down 2.3% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,349.00 (-2.32%)	$334,100 (+5.86%) Land $98,400 Building $235,700	$347,130 (+19.45%)
2025	$5,476.00 (+3.46%)	$315,600 (+7.86%) Land $89,500 Building $226,100	$290,605 (-0.03%)
2024	$5,293.00 (+5.23%)	$292,600 (+13.5%) Land $89,300 Building $203,300	$290,700
2023	$5,030.00	$257,800 Land $81,800 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Pondview Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Pondview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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