Hampden County and Ludlow Town property record for 160 Pine St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,643 sqft · built 1924 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2025) |
| Tax Bill | $5,170 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15B-11400 B:115 L:0 |
| Primary APN | M:15B-11400 B:115 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| Gross Area | 5,732 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 6494 |
|---|---|
| Street Address | 160 PINE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 11400 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 RUSSELL RD, WILBRAHAM, MA 01095-1652 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 15, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND |
| Aug 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2022 · Amount on Record |
| Deed Book / Page | 25872 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Dec 15, 2022 |
| Property Address | 160 PINE ST, LUDLOW, MA 01056-2918 |
| Document Number | 024842-480 |
| Book / Page | 24842 / 480 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 73454 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CARLA LN, WILBRAHAM, MA 01095-1454 |
| Document Number | 0000073455 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 73455 |
| Name | BANK OF ENGLAND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Aug 30, 2022 |
| Property Address | 160 PINE ST, LUDLOW, MA 01056-2918 |
| Document Number | 024704-181 |
| Book / Page | 24704 / 181 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 52549 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 ELM ST, S DEERFIELD, MA 01373 |
| Document Number | 0000052550 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 52550 |
| Name | RESIDENTIAL CAPITAL |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,170.00 (+5.23%) | $298,000 (+9.72%) Land $70,600 Building $227,400 | $353,780 (+14.62%) |
| 2024 | $4,913.00 (+5.09%) | $271,600 (+13.36%) Land $70,500 Building $201,100 | $308,655 |
| 2023 | $4,675.00 | $239,600 Land $61,900 Building $177,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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