160 Phyllis Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 160 Phyllis Dr, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,858 sqft · built 1965
Lot Size	0.209 acres (9,075 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Sep 2024)
Tax Bill	$6,376 (2026)
Deeds & Mortgages	Jan 2026 Refinance Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-228-015`

Property Details

APN / Parcel Number

Primary APN	`29-228-015`
Alternative APNs	`68001441300003026000` `146800 144.13-3-26`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	1,024 sqft
2nd Floor Area	672 sqft
Upper Floors Area	162 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,075 sqft (0.209 acres)
Lot Dimensions	121 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29-228-015
Street Address	160 PHYLLIS DR
City	BUFFALO
State	NY
Zip	14224-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	MC-2187 SL-1 (FL-377) MILL VILLAGE S/D 75 X 121.2 (CORNER LOT)
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	2
Census Block	2002
Census Tract	12003

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 ROSEMEAD LN, BUFFALO, NY 14227-1328
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE SUMMIT FCU
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Feb 11, 2014 · Amount on Record
Deed Document Number	2024150864
Deed Book / Page	11435 / 6013
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	0112558107
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	160 PHYLLIS DR, BUFFALO, NY 14224-4138
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PHYLLIS DR, BUFFALO, NY 14224-4138

Mortgage

Document Number	0114555811
Date	Jan 7, 2026
Book Page	11455/5811
Instrument	2026002343

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	6.12%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	160 PHYLLIS DR, BUFFALO, NY 14224-4138
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PHYLLIS DR, BUFFALO, NY 14224-4138

Mortgage

Document Number	0141855065
Date	Dec 29, 2025
Book Page	14185/5065
Instrument	2025235507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	160 PHYLLIS DR, BUFFALO, NY 14224-4138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PHYLLIS DR, WEST SENECA, NY 14224-4138

Mortgage

Document Number	0139505068
Date	Aug 7, 2020
Book Page	13950/5068
Instrument	2020130091

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	160 PHYLLIS DR, BUFFALO, NY 14224-4138
Document Number	0138166329
Book / Page	013816 / 006329
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PHYLLIS DR BUFFALO NY 142244138, BUFFALO, NY 14224-4138

Mortgage

Document Number	0138166329
Date	Jun 28, 2017
Book Page	013816/006329

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2042

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,376.00 (+95.58%)
2025	$3,260.00 (-48.59%)	$65,000 (-) Land $9,400 Building $55,600	$270,800 (+4.15%) Land $39,162 Building $231,638
2024	$6,341.00 (+7.8%)	$65,000 (-) Land $9,400 Building $55,600	$260,000 (+4%) Land $37,600 Building $222,400
2023		$65,000 Land $9,400 Building $55,600	$250,000 Land $36,154 Building $213,846
2019	$5,882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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