160 Panorama Dr, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 160 Panorama Dr, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,630 sqft · built 1992
Lot Size	2.81 acres (122,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Sep 2025)
Tax Bill	$13,234 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00045-0000-00004-0000-C0160`

Property Details

APN / Parcel Number

Primary APN	`13-00045-0000-00004-0000-C0160`
Alternative APN	`1300045000000004C0160`

Interior

Building Area	1,630 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Lot Area	122,839 sqft

Location & Zoning

Street Address	160 PANORAMA DR
City	EDGEWATER
State	NJ
Zip	07020-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.82 AC DCV2023
Legal Subdivision	PANORAMA EAST CONDO
Legal Block	45
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2004
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 PANORAMA DR, EDGEWATER, NJ 07020-7239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 26, 2019	Deed, Transfer STEWART TITLE
Feb 22, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202560349
Deed Book / Page	5590 / 1633
Prior Transfer Date	Nov 19, 2024
Prior Transfer Doc	0000015843
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 3, 2025
Property Address	160 PANORAMA DR, EDGEWATER, NJ 07020-7239
Document Number	0055901633
Book / Page	5590 / 1633
Instrument Date	Sep 3, 2025
Instrument	2025060349
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	TOWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 HARALSON CT, LIVINGSTON, NJ 07039-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PANORAMA DR, EDGEWATER, NJ 07020-7239
Investor	Possibly a Property Investor

Mortgage

Document Number	2025060350
Date	Sep 3, 2025
Instrument	2025060350

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 26, 2019
Property Address	160 PANORAMA DR, EDGEWATER, NJ 07020-7239
Document Number	0034231148
Book / Page	3423 / 1148
Instrument Date	Oct 31, 2019
Instrument	19-082768
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PANORAMA DR, EDGEWATER, NJ 07020-7239

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 22, 2017
Property Address	160 PANORAMA DR, EDGEWATER, NJ 07020-7239
Document Number	0025411529
Book / Page	002541 / 001529
Instrument Date	Feb 13, 2017
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PANORAMA DR EDGEWATER NJ 070207239, EDGEWATER, NJ 07020-7239

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,900 (+10.86%) Land $410,000 Building $481,900	$891,900 (+10.86%) Land $410,000 Building $481,900
2025	$13,234.00 (+5.49%)	$804,500 (+1.9%) Land $340,000 Building $464,500	$804,500 (+1.9%) Land $340,000 Building $464,500
2024	$12,545.00 (+1.78%)	$789,500 (+2.29%) Land $335,000 Building $454,500	$789,500 (+2.29%) Land $335,000 Building $454,500
2023	$12,325.00 (-1.11%)	$771,800 Land $327,500 Building $444,300	$771,800 Land $327,500 Building $444,300
2022	$12,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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