160 Outer Reef Dr, Chavies, KY 41727 Property Records

Perry County property record for 160 Outer Reef Dr, Chavies, KY 41727

Property Summary

Property Type	Single Family Home
Details	built 2011
Lot Size	0.233 acres (10,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2020)
Tax Bill	$1,404 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-20 04 017.00`

Property Details

APN / Parcel Number

Primary APN	`069-20 04 017.00`
Alternative APN	`32981`

Interior

Stories	1 Story
Building Area	1,574 sqft Building Perimeter

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,174 sqft
Terrain	Rolling
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	32981
Street Address	160 OUTER REEF DR
City	CHAVIES
State	KY
Zip	41727-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DB 411 PG 7 09-08-20
Jurisdiction	PERRY KY
Township / Civil Division	DICE
Census Block Group	2
Census Block	2011
Census Tract	970300

Owner

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 OUTER REEF DR, CHAVIES, KY 41727-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 8, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Apr 14, 2011 · Amount on Record
Deed Book / Page	411 / 7
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	160 OUTER REEF DR, CHAVIES, KY 41727-9103
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000472/623
Date	Oct 28, 2021
Book Page	472/623

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	Sep 8, 2020
Property Address	160 OUTER REEF DR, CHAVIES, KY 41727-9103
Document Number	00000411/7
Book / Page	411 / 7
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	TITLE SUPPLIERS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 SPEEDWAY RD, BONNYMAN, KY 41719-8943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	160 OUTER REEF DR, CHAVIES, KY 41727-9103

Mortgage

Document Number	0000045817
Date	Sep 8, 2020
Instrument	458/17

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000458/33
Date	Sep 8, 2020
Book Page	458/33

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-)	$135,000 (-)
2025		$135,000 (-)	$135,000 (-)
2023	$1,404.00	$135,000 Land $20,000 Building $115,000	$135,000 Land $20,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 94% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

May also be available: Spectrum, Windstream.

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