160 Olive Branch Rd, Sylva, NC 28779 Property Records

Jackson County property record for 160 Olive Branch Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,568 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2021)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7630-67-7039`

Property Details

APN / Parcel Number

Primary APN	`7630-67-7039`
Alternative APN	`174314`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	160 OLIVE BRANCH RD
City	SYLVA
State	NC
Zip	28779-1188
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 1 RIDGES AT WALNUT GROVE
Legal Subdivision	THE RIDGES AT WALNUT GROVE
Legal Lot Number	1
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1018
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 OLIVE BRANCH RD, SYLVA, NC 28779-1188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Deed Book / Page	2289 / 1223
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Apr 10, 2026
Property Address	160 OLIVE BRANCH RD, SYLVA, NC 28779-1188
Document Number	2417001457
Book / Page	2417 / 1457
Instrument Date	Apr 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95-957 UKUWAI ST, 1804, MILILANI, HI 96789-5940

Mortgage

Document Number	2417001457,
Date	Apr 10, 2026
Book Page	2417/1457

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 15, 2021
Property Address	160 OLIVE BRANCH RD, SYLVA, NC 28779-1188
Document Number	0022891223
Book / Page	2289 / 1223
Map Reference	CAB 3 SL 367
Instrument Date	Jan 14, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 190, WEBSTER, NC 28788-0190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 OLIVE BRANCH ROAD, SYLVA, NC 28779-1188

Mortgage

Document Number	0022891227
Date	Jan 15, 2021
Instrument	2289/1227

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,299 (-) Land $36,270 Building $342,029
2025	$1,437.00 (+51.58%)	$378,299 (+51.62%) Land $36,270 Building $342,029
2023	$948.00	$249,500 Land $36,270 Building $213,230

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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