Suffolk County and Southold Town property record for 160 Oak St, Mattituck, NY 11952
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $678,375 (Apr 2026) |
| Tax Bill | $5,790 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 141.-1-13.1 |
| Primary APN | 473889 141.-1-13.1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 160 OAK ST |
| City | MATTITUCK |
| State | NY |
| Zip | 11952-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | ARREARS PRIOR TAX ARREARS BOOK 12345 PAGE 11 BILL 017151 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 170003 |
160 Oak St is owned and occupied by two individuals who bought it in April 2026.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 OAK ST, MATTITUCK, NY 11952-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage MICHAEL LOMELO |
| Apr 14, 2026 | Deed, Transfer · Conventional Mortgage U S BANK N A |
| Dec 9, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Dec 9, 2025 · Amount on File |
| Deed Book / Page | 13332 / 978 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 160 OAK ST, MATTITUCK, NY 11952 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | LANDS END ABSTRACT SERVICES, LANDS END ABST SVC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0237070895 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 23707/895 |
| Name | MICHAEL LOMELO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 14, 2026 |
| Property Address | 160 OAK ST, MATTITUCK, NY 11952 |
| Document Number | 0133320978 |
| Book / Page | 13332 / 978 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 160 OAK ST, MATTITUCK, NY 11952 |
| Date | Apr 14, 2026 |
|---|
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 9, 2025 |
| Property Address | 160 OAK ST, MATTITUCK, NY 11952 |
| Document Number | 0133190144 |
| Book / Page | 13319 / 144 |
| Instrument Date | Mar 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 OAK ST, MATTITUCK, NY 11952 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,700 (-) Land $500 Building $3,200 | $672,727 (-) Land $90,909 Building $581,818 | |
| 2024 | $5,790.00 | $3,700 (-) Land $500 Building $3,200 | $672,727 (+10,264%) Land $90,909 Building $581,818 |
| 2023 | $3,700 (-) Land $500 Building $3,200 | $6,491 (+22.82%) Land $877 Building $5,614 | |
| 2022 | $5,515.00 | $3,700 Land $500 Building $3,200 | $5,285 Land $714 Building $4,571 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 160 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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