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160 Needle Cast Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 160 Needle Cast Ln, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,388 sqft · built 2021
Lot Size0.318 acres (13,852 sqft)
OwnerCompany Name on Record
Last Sale$2,075,000 (Aug 2025)
Tax Bill$17,059 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-3S-18-16242-000-0090

Property Details

APN / Parcel Number

Primary APN25-3S-18-16242-000-0090
Alternative APN
  • 25-318-16242-000-0090

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,388 sqft Living Area
Gross Area5,654 sqft
1st Floor Area2,818 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,852 sqft (0.318 acres)
Lot Dimensions165 ft deep x 84 ft wide
Garage TypeAttached
Garage Area654 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address160 NEEDLE CAST LN
CityINLET BEACH
StateFL
Zip32461-7438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBWSPVC
Legal DescriptionLOT 9 STILLWATER AT WATERSOUND PH3 PB 21-84 OR 3140-1591 OR 3191-2837 OR 3194-3874 OR 3357-4353 OR 3368-1755
Legal Range018
Legal Township03S
Legal Section25
Legal SubdivisionWATERSOUND PH3
Legal Phase3
Legal Lot Number9
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2019
Census Tract950610

Owner

Source: Walton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address340 W 23RD ST, K, PANAMA CITY, FL 32405-4541
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Sep 8, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Apr 27, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 6, 2021Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleApr 6, 2021 · Amount on Record
Deed Document Number202529776
Deed Book / Page3368 / 1755
Prior Transfer DateApr 18, 2025
Prior Transfer Doc0033574353
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateJun 11, 2026
Property Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438
Document Number0000024128
Book / Page3401 / 4662
Instrument DateJun 11, 2026
Instrument202624128
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438

Mortgage

Document Number0000024128,
DateJun 11, 2026
Book Page3401/4662
Instrument202624128
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJun 11, 2028
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 NEEDLE CAST LN, ROSEMARY BEACH, FL 32461-7438

Mortgage

Document Number0033012312
DateSep 8, 2023
Book Page3301/2312
Instrument20230032465
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 31, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateApr 27, 2021
Property Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438
Document Number0031943874
Book / Page3194 / 3874
Map ReferenceMB 21 PG 84&85
Instrument DateApr 19, 2021
Instrument20210020440
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 6, 2021
Property Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438
Document Number0031912837
Book / Page3191 / 2837
Map ReferenceMB 21 PG 84
Instrument DateApr 2, 2021
Instrument20210016616
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 11769, PENSACOLA, FL 32524-1769

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 NEEDLE CAST LN, INLET BEACH, FL 32461-7438

Mortgage

Document Number0031912839
DateApr 6, 2021
Instrument3191/2839
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,059.00 (+2.41%)$1,887,967 (+16.78%) Land $302,500 Building $1,585,467$1,887,967 (+16.78%) Land $302,500 Building $1,585,467
2024$16,657.00 (+13.79%)
2023$14,638.00 (+8.18%)$1,616,694 (+10.72%) Land $302,500 Building $1,314,194$1,616,694 (+10.72%) Land $302,500 Building $1,314,194
2022$13,531.00$1,460,138 Land $335,775 Building $1,124,363$1,460,138 Land $335,775 Building $1,124,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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