160 N Gray St, Orcutt (Santa Maria), CA 93455 Property Records

Santa Barbara County property record for 160 N Gray St, Orcutt, CA 93455

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,073 sqft · built 1957
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Aug 2021)
Tax Bill	$11,441 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-082-029`

Property Details

APN / Parcel Number

Primary APN	`105-082-029`
Alternative APN	`105082009`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,073 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	160 N GRAY ST
City	ORCUTT
State	CA
Zip	93455-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OTR14
Legal Subdivision	WEBBS ADD
Legal Block	1
Legal Lot Number	B
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	3
Census Block	3000
Census Tract	2012

Owner

160 N Gray St is owned and occupied by two individuals who bought it in August 2021.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 N GRAY ST, SANTA MARIA, CA 93455-4715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTHILLS CU
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Aug 6, 2021	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 7, 2017	Deed of Trust, Mortgage · VA Mortgage GENEVA FINANCIAL LLC
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	202156745
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0000014507
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	160 N GRAY ST, ORCUTT, CA 93455-4715
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 N GRAY ST, ORCUTT, CA 93455-4715

Mortgage

Document Number	0000008388
Date	Mar 17, 2026
Instrument	2026-0008388

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	160 N GRAY ST, ORCUTT, CA 93455-4715
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 N GRAY ST, ORCUTT, CA 93455-4715

Mortgage

Document Number	0000010781
Date	Apr 11, 2024
Instrument	2024-0010781

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	160 N GRAY ST, ORCUTT, CA 93455-4715
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 N GRAY ST, SANTA MARIA, CA 93455-4715

Mortgage

Document Number	0000009648
Date	Feb 25, 2022
Instrument	2022-0009648

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 6, 2021
Property Address	160 N GRAY ST, ORCUTT, CA 93455-4715
Document Number	0000056745
Map Reference	DOC 2009-077559
Instrument Date	Jun 25, 2021
Instrument	2021-0056745
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	160 N GRAY ST, SANTA MARIA, CA 93455-4715

Mortgage

Document Number	0000056746
Date	Aug 6, 2021
Instrument	2021-0056746

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	160 N GRAY ST, ORCUTT, CA 93455-4715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032363
Date	Jul 7, 2017
Instrument	2017-0032363

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	160 N GRAY ST, ORCUTT, CA 93455-4715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027460
Date	Jul 2, 2019
Instrument	2019-0027460

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 160 N Gray St was $11,441 with a homeowner's exemption, up 6.9% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$868,486 (+2%) Land $405,912 Building $462,574
2025	$11,441.00 (+6.86%) Homeowner's exemption	$851,457 Land $397,953 Building $453,504
2024	$10,707.00 (+17.76%)
2023	$9,092.00 (+1.45%) Homeowner's exemption Additional exemption filed	$724,200 Land $382,500 Building $341,700
2022	$8,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 160 N Gray St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 N Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - ORCUTT private · serves 34,267 people · EPA ID CA4210016
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband.

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