Erie County and Amherst Town property record for 160 Koster Row, Buffalo, NY 14226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,625 sqft · built 1930 |
| Lot Size | 0.238 acres (10,324 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,411 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 67.20-3-8 |
| Primary APN | 142289 67.20-3-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Upper Floors Area | 798 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 10,324 sqft (0.238 acres) |
| Lot Dimensions | 177 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 160 KOSTER ROW |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14226-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1367 PT 152 147 TO 151 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 9401 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 160 KOSTER ROW, BUFFALO, NY 14226-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Sep 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK |
| Sep 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK |
| May 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 160 KOSTER ROW, AMHERST, NY 14226-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 160 KOSTER ROW, AMHERST, NY 14226-3445 |
| Document Number | 0141847912 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 14184/7912 |
| Instrument | 2025231114 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 160 KOSTER ROW, AMHERST, NY 14226-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139094267 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 13909/4267 |
| Instrument | 2019189375 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | NIAGARA FALLS, NY 14301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 160 KOSTER ROW, AMHERST, NY 14226-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139094337 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 13909/4337 |
| Instrument | 2019189393 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | NIAGARA FALLS, NY 14301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 160 KOSTER ROW, AMHERST, NY 14226-3445 |
| Document Number | 0138593254 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 160 KOSTER ROW AMHERST NY 142263445, AMHERST, NY 14226-3445 |
| Document Number | 0138593254 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 013859/003254 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Amherst Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,411.00 (+170.44%) | ||
| 2025 | $4,959.00 (-60.08%) | $563,000 (-) Land $86,000 Building $477,000 | $568,700 (+1.01%) Land $86,871 Building $481,829 |
| 2024 | $12,422.00 (+10.09%) | $563,000 (+61.32%) Land $86,000 Building $477,000 | $563,000 (+0.02%) Land $86,000 Building $477,000 |
| 2023 | $349,000 Land $50,000 Building $299,000 | $562,903 Land $80,645 Building $482,258 | |
| 2019 | $11,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures