Cecil County property record for 160 Harmony Chapel Rd, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,870 sqft · built 2025 |
| Lot Size | 17.5 acres (764,042 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2023) |
| Tax Bill | $10,153 (2026) |
| Deeds & Mortgages | Aug 2023 Sale Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008627 |
| Primary APN | 07-008627 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,870 sqft Total Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 764,042 sqft (17.5 acres) |
| Garage Type | Attached |
| Garage Area | 852 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 008627 |
|---|---|
| Street Address | 160 HARMONY CHAPEL RD |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | 17.543 ACRES 160 HARMONY CHAPEL ROAD W OF LIBERTY GROVE |
| Legal Subdivision | ROLLING HILLS |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31201 |
160 Harmony Chapel Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 HARMONY CHAPEL RD, CONOWINGO, MD 21918-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Dec 6, 2021 | Deed, Transfer · Conventional Mortgage THE EPHRATA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on File |
| Deed Sale | Aug 18, 2023 · Amount on File |
| Prior Sale | Dec 6, 2021 · Amount on File |
| Deed Book / Page | 5362 / 265 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 0050520372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 18, 2023 |
| Property Address | 160 HARMONY CHAPEL RD, CONOWINGO, MD 21918-1812 |
| Document Number | 0053620265 |
| Book / Page | 5362 / 265 |
| Map Reference | LB CMN 5052 FO 372 |
| Instrument Date | Aug 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 CANDICE DR, PORT DEPOSIT, MD 21904-1126 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 6, 2021 |
| Property Address | 160 HARMONY CHAPEL RD, CONOWINGO, MD 21918-1812 |
| Document Number | 0050520372 |
| Book / Page | 5052 / 372 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 157 TONYS RD, ELKTON, MD 21921-3131 |
| Document Number | 0005052379 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 5052/379 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 1, 2026 |
The 2026 property tax bill for 160 Harmony Chapel Rd was $10,153 with a homeowner's exemption, up 783.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,153.00 (+783.64%) Homeowner's exemption | $936,300 (+791.71%) Land $121,000 Building $815,300 | $936,300 (+791.71%) Land $121,000 Building $815,300 |
| 2025 | $1,149.00 | $105,000 Land $105,000 | $105,000 Land $105,000 |
| 2023 | $1,159.00 | $105,000 Land $105,000 | $105,000 Land $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 160 Harmony Chapel Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Harmony Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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