160 Forest St, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 160 Forest St, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,470 sqft · built 1966
Lot Size	0.5 acres (21,784 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,559 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:66 B:48`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:66 B:48`
Alternative APN	`2001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,784 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2001
Street Address	160 FOREST ST
City	SOUTH HAMILTON
State	MA
Zip	01982-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	48
Legal Lot Number	48
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1009
Census Tract	215101

Owner

160 Forest St is owned and occupied by two individuals who acquired it in June 2006.

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 FOREST ST, SOUTH HAMILTON, MA 01982-2530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Mar 9, 2018	Deed of Trust, Mortgage · FHA Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2006
Deed Sale	Jun 26, 2006
Prior Sale	Jul 2, 2001 · Amount on File
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	160 FOREST ST, SOUTH HAMILTON, MA 01982-2530
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039902-433
Date	May 21, 2021
Book Page	39902/433
Instrument	20210521002400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	160 FOREST ST, SOUTH HAMILTON, MA 01982-2530
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037412-335
Date	Mar 29, 2019
Book Page	37412/335
Instrument	20190329004700

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2029

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	160 FOREST ST, SOUTH HAMILTON, MA 01982-2530
Document Number	0000591134
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591134
Date	Mar 15, 2018
Instrument	591134

Lender

Name	MISCELLANEOUS INS CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 160 Forest St was $9,559, up 4.7% from the year before.

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,559.00 (+4.68%)	$635,600 (+8.93%) Land $319,800 Building $315,800	$673,912 (-12.16%)
2025	$9,132.00 (+4.89%)	$583,500 (+1.27%) Land $285,000 Building $298,500	$767,220
2024	$8,706.00 (+1.69%)	$576,200 (+9.98%) Land $285,000 Building $291,200
2023	$8,561.00	$523,900 Land $271,500 Building $252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Forest St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2001–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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