160 Elzy Rd, Florence, MS 39073 Property Records

Rankin County property record for 160 Elzy Rd, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,949 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$463 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D01 000063 00010`

Property Details

APN / Parcel Number

Primary APN	`D01 000063 00010`
Alternative APN	`57114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,949 sqft Adjusted Area
1st Floor Area	1,939 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	57114
Street Address	160 ELZY RD
City	FLORENCE
State	MS
Zip	39073-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 609.1'X214.3'X7.7'X590.6'X 220' BEING APPROX 3.0AC IN THE NE SE
Legal Range	01E
Legal Township	03N
Legal Section	36
Legal Lot Number	609
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	3
Census Block	3029
Census Tract	21003

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 ELZY RD, FLORENCE, MS 39073-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Jul 10, 2023	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ARSTA MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	160 ELZY RD, FLORENCE, MS 39073-9611
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085491
Date	Oct 17, 2025
Book Page	3025/85491

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Nov 20, 2030

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	160 ELZY RD, FLORENCE, MS 39073-9611
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052487
Date	Jul 10, 2023
Book Page	3023/52487

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 22, 2028

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	160 ELZY RD, FLORENCE, MS 39073-9611
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016205
Date	Feb 14, 2022
Book Page	3022/16205

Lender

Name	ARSTA MORTGAGE SERVICES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00 (-50.32%) Homeowner's exemption	$12,016 (+3.46%)
2024	$932.00 (+31.08%)		$120,160 (+3.46%) Land $20,500 Building $99,660
2023		$11,614
2021			$116,140 Land $20,500 Building $95,640
2019	$711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW RANKIN WATER ASSOCIATION #2 public/private · serves 2,334 people · EPA ID MS0610040
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000

May also be available: Xfinity.

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