160 Elkwood Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 160 Elkwood Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,981 sqft · built 2003
Lot Size	0.277 acres (12,070 sqft)
Owner	Company Name on File
Last Sale	$147,000 (Oct 2010)
Tax Bill	$601 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-17-0-00163-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-17-0-00163-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,981 sqft Adjusted Area
1st Floor Area	1,693 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,070 sqft (0.277 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	160 ELKWOOD LN
City	HERNANDO
State	MS
Zip	38632-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEERCREEK SEC D LOT 163
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	DEERCREEK SEC D
Legal Lot Number	163
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	71121

Owner

160 Elkwood Ln is owned by a company that acquired it in January 2014.

Source: DeSoto County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	160 ELKWOOD LN, HERNANDO, MS 38632-1269
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Dec 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2010 · Amount on File
Deed Sale	Oct 5, 2010 · Amount on File
Deed Book / Page	644 / 5
Last Transfer Date	Jan 21, 2014
Transfer Doc	000727/671
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Sep 14, 2026
Property Address	160 ELKWOOD LN, HERNANDO, MS 38632-1269
Document Number	5663104550
Book / Page	5663 / 104550
Instrument Date	Sep 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ELKWOOD LN, HERNANDO, MS 38632-1269

Mortgage

Document Number	5663104550,
Date	Sep 14, 2026
Book Page	5663/104550

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2056

Interest

Max Rate	-1%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 6, 2018
Property Address	160 ELKWOOD LN, HERNANDO, MS 38632-1269
Document Number	000874/772
Book / Page	0874 / 772
Map Reference	MB 77 PG 30
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 ELKWOOD LN, HERNANDO, MS 38632-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LINDSEY DR, HERNANDO, MS 38632-1350

Tax Assessment & Valuation

The 2025 property tax bill for 160 Elkwood Ln was $601.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00	$12,664 Land $3,000 Building $9,664	$126,636 Land $30,000 Building $96,636
2023	$716.00	$12,664	$126,636 Land $30,000 Building $96,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 160 Elkwood Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Elkwood Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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