160 Eagles Bluff Cir, Spencer, TN 38585 Property Records

Van Buren County property record for 160 Eagles Bluff Cir, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,738 sqft · built 2008
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,000 (Jan 2025)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`088038 02100`

Property Details

APN / Parcel Number

Primary APN	`088038 02100`
Alternative APN	`038 02100`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,738 sqft Living Area
1st Floor Area	1,402 sqft
Upper Floors Area	1,336 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	204 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	635 sqft
Deck Area	140 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	160 EAGLES BLUFF CIR
City	SPENCER
State	TN
Zip	38585-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 MINERAL TRACT 46-1MA, COUNTY AREA: E01
Legal Subdivision	EAGLES BLUFF
Legal Tract	46
Legal Lot Number	15
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2059
Census Tract	925200

Owner

Source: Van Buren County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 EAGLES BLUFF CIR, SPENCER, TN 38585-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Aug 21, 2023	Correction Deed CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW LLC
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHEAST BANK
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Oct 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	202522
Deed Book / Page	137 / 438
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0RB127/461
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jan 6, 2025
Property Address	160 EAGLES BLUFF CIR, SPENCER, TN 38585-2902
Document Number	0RB137/438
Book / Page	RB137 / 438
Map Reference	CAB 1 PG 149
Instrument Date	Dec 20, 2024
Instrument	25000022
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CAPSTONE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,542.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	160 EAGLES BLUFF CIR, SPENCER, TN 38585-2902
Investor	Possibly a Property Investor

Mortgage

Document Number	0025000023
Date	Jan 6, 2025
Instrument	25000023

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	VAN BUREN TN
Recording Date	Aug 21, 2023
Property Address	160 EAGLE BLUFF CIR, SPENCER, TN 38585-2902
Document Number	0RB127/461
Book / Page	RB127 / 461
Map Reference	CAB 1 PG 149
Instrument Date	Aug 17, 2023
Instrument	23001034
Record Updated	Mar 28, 2024
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 807, SPENCER, TN 38585-0807

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	160 EAGLE BLUFF CIR, SPENCER, TN 38585-2902
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB117/503
Date	Mar 23, 2022
Book Page	RB117/503
Instrument	22000445

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	160 EAGLE BLUFF CIR, SPENCER, TN 38585-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB102/478
Date	Nov 26, 2019
Book Page	RB102/478
Instrument	19001223

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	DAYTON, TN 37321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 13, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	May 20, 2020
Property Address	160 EAGLE BLUFF CIR, SPENCER, TN 38585-2902
Document Number	RB105/207
Book / Page	RB105 / 207
Map Reference	CAB 1 PG 149
Instrument Date	May 15, 2020
Instrument	20000511
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 EAGLE BLUFF CIR, SPENCER, TN 38585-2902

Mortgage

Document Number	20000512
Date	May 20, 2020
Instrument	20000512

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN TN
Recording Date	Oct 21, 2019
Property Address	160 EAGLE BLUFF CIR, SPENCER, TN 38585-2902
Document Number	RB101/953
Book / Page	RB101 / 953
Map Reference	CAB 1 PG 149
Instrument Date	Oct 1, 2019
Instrument	19001108
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 KANAWHA CT, 5, PALM COAST, FL 32164-5614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 831, SPENCER, TN 38585-0831

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00	$79,525 (-) Land $3,950 Building $75,575
2024	$1,909.00	$79,525 (-) Land $3,950 Building $75,575
2023	$1,909.00	$79,525 (-) Land $3,950 Building $75,575
2022	$1,909.00	$79,525 Land $3,950 Building $75,575	$318,100 (-) Land $15,800 Building $302,300
2021			$318,100 Land $15,800 Building $302,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eagles Bluff Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures