Santa Cruz County property record for 160 E Terrace Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,809 sqft · built 1973 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Oct 1998) |
| Tax Bill | $7,594 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-282-03 |
| Primary APN | 071-282-03 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,809 sqft Living Area |
| Gross Area | 2,712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 14,157 sqft (0.325 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 903 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 767 sqft |
| Patio Area | 767 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 160 E TERRACE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | TRACT 406 LOT 25 |
| Legal Subdivision | EASTRIDGE |
| Legal Tract | 406 |
| Legal Lot Number | 25 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 120600 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 160 E TERRACE DR, BEN LOMOND, CA 95005-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1998 · Amount on Record |
| Deed Sale | Oct 29, 1998 · Amount on Record |
| Deed Document Number | 199865297 |
| Last Transfer Date | Dec 12, 2000 |
| Transfer Doc | 0000062592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 10, 2017 |
| Property Address | 160 E TERRACE DR, BEN LOMOND, CA 95005-9618 |
| Document Number | 0000001132 |
| Instrument Date | Dec 2, 2016 |
| Instrument | 1132 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 E TERRACE DR BEN LOMOND CA 950059618, BEN LOMOND, CA 95005-9618 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607,653 (+2%) Land $364,593 Building $243,060 | ||
| 2025 | $7,594.00 (+7.67%) Homeowner's exemption | $595,738 (+4.04%) Land $357,444 Building $238,294 | |
| 2023 | $7,053.00 (+2.44%) Homeowner's exemption | $572,605 Land $343,564 Building $229,041 | $923,940 |
| 2022 | $6,885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Surfnet Communications.
5G (outdoors only) and 4G LTE
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