160 E State Hwy 20, Upper Lake, CA 95485 Property Records

Lake County property record for 160 E State Hwy 20, Upper Lake, CA 95485

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,820 sqft · built 1987
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Apr 2021)
Tax Bill	$6,580 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-211-080-000`

Property Details

APN / Parcel Number

Primary APN	`027-211-080-000`

Interior

Building Area	4,820 sqft Gross Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	160 E STATE HIGHWAY 20
City	UPPER LAKE
State	CA
Zip	95485-8792
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Subdivision	MEADENHALLS ADD
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1035
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTY OF LAKE
Apr 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage PATRICK D LYNCH ETUX
Mar 4, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Apr 9, 2021	Grant Deed, Transfer · Commercial Mortgage ECONOMIC DEVELOPMENT AND FINANCING CORPO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	20216192
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792

Mortgage

Document Number	0000016080
Date	Dec 12, 2022
Instrument	2022016080

Lender

Name	COUNTY OF LAKE
Type	Government Agency
Address	LAKEPORT, CA 95453

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792

Mortgage

Document Number	0000006194
Date	Apr 9, 2021
Instrument	2021006194

Lender

Name	PATRICK D LYNCH ETUX
Type	Private Party
Address	5201 PINER CT, KELSEYVILLE, CA 95451

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Mar 4, 2022
Property Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792
Document Number	0000003054
Map Reference	MB 3 PG 22
Instrument Date	Feb 25, 2022
Instrument	2022003054
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 516, UPPER LAKE, CA 95485-0516

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 9, 2021
Property Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792
Document Number	0000006192
Instrument Date	Mar 31, 2021
Instrument	2021006192
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8792

Mortgage

Document Number	0000006193
Date	Apr 9, 2021
Instrument	2021006193

Lender

Name	ECONOMIC DEVELOPMENT AND FINANCING CORPO
Type	Non-Lending Institution
Address	UKIAH, CA 95482

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,580.00 (+2.36%)	$579,641 (+2%) Land $138,010 Building $441,631
2025	$6,428.00 (+3.13%)	$568,276 (+4.04%) Land $135,304 Building $432,972
2023	$6,233.00 (-2.59%)	$546,210 Land $130,050 Building $416,160
2022	$6,399.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25

May also be available: AT&T, Mediacom Xtream, T-Mobile, Verizon.

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