160 E Observatory St, Safford, AZ 85546 Property Records

Graham County property record for 160 E Observatory St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	2,543 sqft · built 2022
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2023)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-07-092`

Property Details

APN / Parcel Number

Primary APN	`103-07-092`

Interior

Stories	1 Story
Building Area	2,543 sqft Living Area
Gross Area	3,112 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Concrete
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	160 E OBSERVATORY ST
City	SAFFORD
State	AZ
Zip	85546-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 MONTANA VISTA ESTATES PHASE 1 103-07-017A NOW 017B-017C & 070-097 LOTS 1-25 TRACTS A,B & C 2008 SPLIT
Legal Range	26E
Legal Township	07S
Legal Section	20
Legal Subdivision	MONTANA VISTA ESTATES PHASE 1
Legal Tract	A-C
Legal Lot Number	1-25
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	4
Census Block	4021
Census Tract	961700

Owner

Source: Graham County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18684 E KINGBIRD DR, QUEEN CREEK, AZ 85142-7996
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CREDIT UNION
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20232534
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Recording Date	Apr 17, 2026
Property Address	160 E OBSERVATORY ST, SAFFORD, AZ 85546-2234
Document Number	0000001810
Instrument Date	Apr 10, 2026
Instrument	20261810
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	160 E OBSERVATORY ST, SAFFORD, AZ 85546-2234

Mortgage

Document Number	0000001810,
Date	Apr 17, 2026
Instrument	20261810

Lender

Name	ONEAZ CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	May 31, 2023
Property Address	160 E OBSERVATORY ST, SAFFORD, AZ 85546-2234
Document Number	0000002534
Map Reference	FILE 206&207
Instrument Date	May 10, 2023
Instrument	2023-02534
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2449 S 12TH AVE, SAFFORD, AZ 85546-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18684 E KINGBIRD DR, QUEEN CREEK, AZ 85142-7996

Mortgage

Document Number	0000002535
Date	May 31, 2023
Instrument	2023-02535

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Apr 18, 2019
Property Address	160 E OBSERVATORY ST, SAFFORD, AZ 85546-2234
Document Number	0000001666
Instrument Date	Apr 9, 2019
Instrument	1666
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	503 W BONITA ST SAFFORD AZ 855463013, SAFFORD, AZ 85546-3013

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Municipality	Safford City
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$398,507 (+3.57%) Land $38,180 Building $360,327
2025	$2,382.00 (+578.63%)	$38,478 Land $3,572 Building $34,906	$384,778 Land $35,720 Building $349,058
2023	$351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	8 (1991–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50

May also be available: Bluespan Wireless, T-Mobile, Verizon.

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