160 Dockside Dr, Lake Lure, NC 28746 Property Records

Rutherford County property record for 160 Dockside Dr, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 616 sqft · built 1975
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2022)
Tax Bill	$2,485 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0232096`

Property Details

APN / Parcel Number

Primary APN	`0232096`
Alternative APNs	`232096` `3559`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	616 sqft Heated Area
Gross Area	944 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Porch	Porch
Porch Area	100 sqft
Patio Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	3559
Old Parcel Number	0232096
Street Address	160 DOCKSIDE DR
City	LAKE LURE
State	NC
Zip	28746-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L1
Legal Description	GPIN:0652130339970000; RES ELLIOTT DR
Legal Subdivision	CHERYL NEWHALL & CARMEL MENDOZ
Legal Block	1
Legal Lot Number	110
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2039
Census Tract	960302

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	708 E 9TH ST, CHARLOTTE, NC 28202-3102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
May 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	0020614300
Deed Book / Page	2061 / 4300
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	160 DOCKSIDE DR, LAKE LURE, NC 28746-9023
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020443675
Date	Apr 5, 2021
Book Page	2044/3675

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 15, 2022
Property Address	160 DOCKSIDE DR, LAKE LURE, NC 28746-9023
Document Number	0020614300
Book / Page	2061 / 4300
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 DOLPHIN POINT LN, HILTON HEAD ISLAND, SC 29926-1956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E 9TH ST, CHARLOTTE, NC 28202-3102

Mortgage

Document Number	0020614306
Date	Jun 15, 2022
Instrument	2061/4306

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	160 DOCKSIDE DR, LAKE LURE, NC 28746-9023
Document Number	0020263212
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 DOCKSIDE DR LAKE LURE NC 287469023, LAKE LURE, NC 28746-9023

Mortgage

Document Number	0020263212
Date	Oct 4, 2019
Book Page	002026/003212

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 10, 2018
Property Address	160 DOCKSIDE DR, LAKE LURE, NC 28746-9023
Document Number	0020110756
Book / Page	002011 / 000756
Instrument Date	Jul 9, 2018
Instrument	291
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 BRADDOCK BLUFF DR #1809 HILTON HEAD ISLAND SC 299288012, 1809, HILTON HEAD ISLAND, SC 29928-8012

Mortgage

Document Number	20110759
Date	Jul 10, 2018
Book Page	002011/000759
Instrument	292

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 9, 2017
Property Address	160 DOCKSIDE DR, LAKE LURE, NC 28746-9023
Document Number	0011500159
Book / Page	001150 / 000159
Instrument Date	May 2, 2017
Instrument	10640
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 N KENSINGTON RD ASHEVILLE NC 288041512, ASHEVILLE, NC 28804-1512

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$564,600 Land $405,000 Building $159,600	$564,600 Land $405,000 Building $159,600
2022	$2,485.00
2021	$2,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (2022–2024)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Pangaea Internet Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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