160 Cox Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 160 Cox Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1978
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Sep 2022 Transfer Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`105-261-03`

Property Details

APN / Parcel Number

Primary APN	`105-261-03`
Alternative APN	`105-261-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	160 COX LN
City	APTOS
State	CA
Zip	95003-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	GLEN C BROOKS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 COX LN, APTOS, CA 95003-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Intrafamily Transfer, Transfer
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3 FCU
Jan 10, 2022	Intrafamily Transfer, Transfer
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3
Jul 15, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Aug 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3
Aug 19, 2019	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000026957
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2022
Property Address	160 COX LN, APTOS, CA 95003-9652
Document Number	0000026957
Instrument Date	Sep 21, 2022
Instrument	2022-0026957
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 COX LN, APTOS, CA 95003-9652

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	160 COX LN, APTOS, CA 95003-9652
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 COX LN, APTOS, CA 95003-9652

Mortgage

Document Number	0000062561
Date	Dec 29, 2021
Instrument	2021-0062561

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2022
Property Address	160 COX LN, APTOS, CA 95003-9652
Document Number	0000000921
Instrument Date	Jan 10, 2022
Instrument	2022-0000921
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 COX LN, APTOS, CA 95003-9652

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 15, 2020
Property Address	160 COX LN, APTOS, CA 95003-9652
Document Number	0000025897
Instrument Date	Jul 10, 2020
Instrument	2020-0025897
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 COX LN, APTOS, CA 95003-9652

Mortgage

Document Number	0000025898
Date	Jul 15, 2020
Instrument	2020-0025898

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 15, 2020
Property Address	160 COX LN, APTOS, CA 95003-9652
Document Number	0000025896
Instrument Date	Jul 8, 2020
Instrument	25896
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	160 COX LN APTOS CA 950039652, APTOS, CA 95003-9652

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 19, 2019
Property Address	160 COX LN, APTOS, CA 95003-9652
Document Number	0000023901
Instrument Date	Aug 14, 2019
Instrument	2019-0023901
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 COX LN, APTOS, CA 95003-9652

Mortgage

Document Number	0000023902
Date	Aug 19, 2019
Instrument	2019-0023902

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 19, 2019
Property Address	160 COX LN, APTOS, CA 95003-9652
Document Number	0000023903
Instrument Date	Aug 13, 2019
Instrument	23903
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	160 COX LN APTOS CA 950039652, APTOS, CA 95003-9652

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,229 (+2%) Land $48,823 Building $189,406
2025	$1,203.00 (+8.38%) Disabled Person's exemption Veteran's exemption	$233,558 (+4.04%) Land $47,866 Building $185,692
2023	$1,110.00 (-5.05%) Disabled Person's exemption Veteran's exemption	$224,488 Land $46,007 Building $178,481	$1,100,520
2022	$1,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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