160 Chambers St, Unit 15, El Cajon, CA 92020 Property Records

San Diego County property record for 160 Chambers St, Unit 15, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 925 sqft · built 1985
Lot Size	3.18 acres (138,846 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Mar 2026)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`487-160-18-39`

Property Details

APN / Parcel Number

Primary APN	`487-160-18-39`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	138,846 sqft

Location & Zoning

Street Address	160 CHAMBERS ST, 15
City	EL CAJON
State	CA
Zip	92020-3369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 15PER DOCS06-213106&07-270271&UND INT IN BLDG G IN TR 015136
Legal Subdivision	LAS BRISAS
Legal Tract	015136
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

160 Chambers St, Unit 15 is owned by an individual who bought it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	160 CHAMBERS ST, 15, EL CAJON, CA 92020-3369
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 3, 2023	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 3, 2023	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	202681598
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0000085395
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2026
Property Address	160 CHAMBERS ST UNIT 15, 15, EL CAJON, CA 92020-3369
Document Number	0000081598
Map Reference	MAP 15136
Instrument Date	Mar 11, 2026
Instrument	2026-0081598
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO SAN DIEGO BRANC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CHAMBERS ST UNIT 15, 15, EL CAJON, CA 92020-3369

Mortgage

Document Number	0000081599
Date	Mar 25, 2026
Instrument	2026-0081599

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2023
Property Address	160 CHAMBERS ST UNIT 15, 15, EL CAJON, CA 92020-3369
Document Number	0000085396
Map Reference	MAP 15136
Instrument Date	Mar 7, 2023
Instrument	2023-0085396
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	160 CHAMBERS ST UNIT 15, 15, EL CAJON, CA 92020-3369

Mortgage

Document Number	0000085397
Date	Apr 3, 2023
Instrument	2023-0085397

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2023
Property Address	160 CHAMBERS ST UNIT 15, 15, EL CAJON, CA 92020-3369
Document Number	0000085395
Map Reference	MAP 15136
Instrument Date	Mar 6, 2023
Instrument	2023-0085395
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 PALOMAR AVE, EL CAJON, CA 92020-7244

Tax Assessment & Valuation

The 2025 property tax bill for 160 Chambers St, Unit 15 was $5,321, down 0.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,929 (+2%) Land $150,620 Building $316,309
2025	$5,321.00 (-0.6%) Homeowner's exemption	$457,774 Land $147,667 Building $310,107
2024	$5,353.00 (+78.26%)
2023	$3,003.00 (+1.56%)	$248,040 Land $80,012 Building $168,028
2022	$2,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 160 Chambers St, Unit 15 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 160 Chambers St, Unit 15 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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