160 Cedar Tree Neck Rd, Marstons Mills, MA 02648 Property Records

Barnstable County and Barnstable Town City property record for 160 Cedar Tree Neck Rd, Marstons Mills, MA 02648

Property Summary

Property Type	Single Family Home
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Trust Names on File
Last Sale	$2,125,000 (Jul 2023)
Tax Bill	$19,741 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MMIL M:076 L:029`

Property Details

APN / Parcel Number

Primary APN	`MMIL M:076 L:029`
Alternative APN	`39336`

Exterior

Lot Area	82,328 sqft (1.89 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	39336
Street Address	160 CEDAR TREE NECK RD
City	MARSTONS MILLS
State	MA
Zip	02648-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	29
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3027
Census Tract	13200

Owner

160 Cedar Tree Neck Rd is owner-occupied and held in a trust since July 2023.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Apr 2, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2019	Deed of Trust, Mortgage · ARM LEADER BANK NA
Apr 20, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	202329000
Deed Book / Page	35900 / 303
Transfer Doc	031215-340
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSTONS MILLS MA
Property Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033904-232
Date	Mar 17, 2021
Book Page	33904/232
Instrument	18450

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2031
Index	Other

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSTONS MILLS MA
Recording Date	Apr 2, 2026
Property Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817
Document Number	0037546-67
Book / Page	37546 / 67
Instrument Date	Apr 1, 2026
Instrument	202612497
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31864-2
Date	Mar 1, 2019
Book Page	31864/2
Instrument	9149

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Apr 20, 2018
Property Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817
Document Number	31215-340
Book / Page	31215 / 340
Instrument	18364
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CEDAR TREE NECK RD, MARSTONS MILLS, MA 02648-1817

Mortgage

Document Number	312160001
Date	Apr 20, 2018
Instrument	31216/0001

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2048

Interest

Rate	4.13%
Max Rate At Change	50.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 160 Cedar Tree Neck Rd was $19,741, up 9.8% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,741.00 (+9.8%)	$2,440,200 (+6%) Land $586,000 Building $1,854,200	$2,562,245
2024	$17,979.00 (+11.94%)	$2,302,100 (+19.54%) Land $586,000 Building $1,716,100
2023	$16,061.00	$1,925,800 Land $415,200 Building $1,510,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Cedar Tree Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1991–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1997 · tidal / storm surge
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Cedar Tree Neck Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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