Bergen County and Closter Borough property record for 160 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 4,497 sqft · built 2004 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $995,000 (Jul 2005) |
| Tax Bill | $26,716 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00504-0000-00013-02 |
| Primary APN | 07-00504-0000-00013-02 |
|---|---|
| Alternative APN |
|
| Building Area | 4,497 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Street Address | 160 CEDAR LN |
|---|---|
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | 0.31 AC |
| Legal Subdivision | HACKENSACK AVE |
| Legal Block | 504 |
| Legal Lot Number | 13.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7001 |
160 Cedar Ln is owned and occupied by two individuals who bought it in July 2005.
Source: Bergen County and Closter Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 CEDAR LN, CLOSTER, NJ 07624-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2005 · Amount on File |
| Deed Sale | Jul 11, 2005 · Amount on File |
| Deed Book / Page | 8836 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 160 CEDAR LN, CLOSTER, NJ 07624-1057 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0041780369 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 4178/369 |
| Instrument | 2021086499 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 160 CEDAR LN, CLOSTER, NJ 07624-1057 |
| Document Number | 0039301030 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 W 7TH ST CINCINNATI OH 452022424, CINCINNATI, OH 45202-2424 |
| Document Number | 0039301030 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 003930/001030 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 160 Cedar Ln was $26,716, up 3.5% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,402,200 (+8.75%) Land $477,500 Building $924,700 | $1,402,200 (+8.75%) Land $477,500 Building $924,700 | |
| 2025 | $26,716.00 (+3.45%) | $1,289,400 Land $472,500 Building $816,900 | $1,289,400 Land $472,500 Building $816,900 |
| 2024 | $25,825.00 | ||
| 2023 | $1,192,600 Land $439,300 Building $753,300 | $1,192,600 Land $439,300 Building $753,300 | |
| 2022 | $25,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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