160 Ammons Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 160 Ammons Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,547 sqft · built 2011
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,900 (Jul 2019)
Tax Bill	$994 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019326-23-3`

Property Details

APN / Parcel Number

Primary APN	`019326-23-3`
Alternative APNs	`040-00-00-024.110` `019273223`

Interior

Stories	1 Story
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Lot Area	44,867 sqft (1.03 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	160 AMMONS RD
City	GAFFNEY
State	SC
Zip	29341-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMMONS RD LT#10 FM GARRETT $184900
Legal Subdivision	AMMONS RD
Legal Tract	OR
Legal Lot Number	10
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2030
Census Tract	970204

Owner

Source: Cherokee County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 AMMONS RD, GAFFNEY, SC 29341-5644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Warranty Deed, Transfer ARK-LA-TEX FIN'L SVCS
May 7, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jul 31, 2018	Grant Deed, Transfer · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20193705
Deed Book / Page	114 / 1435
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 30, 2019
Property Address	160 AMMONS RD, GAFFNEY, SC 29341-5644
Document Number	0001141435
Book / Page	000114 / 001435
Instrument Date	Jul 16, 2019
Instrument	3705
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 AMMONS RD GAFFNEY SC 293415644, GAFFNEY, SC 29341-5644

Mortgage

Document Number	1141438
Date	Jul 30, 2019
Book Page	000114/001438
Instrument	3706

Lender

Name	ARK-LA-TEX FIN'L SVCS
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHEROKEE SC
Property Address	160 AMMONS RD, GAFFNEY, SC 29341-5644
Document Number	0001282181
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 AMMONS RD GAFFNEY SC 293415644, GAFFNEY, SC 29341-5644

Mortgage

Document Number	0001282181
Date	Nov 24, 2020
Book Page	000128/002181
Instrument	6375

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 31, 2018
Property Address	160 AMMONS RD, GAFFNEY, SC 29341-5644
Document Number	0001050957
Book / Page	000105 / 000957
Instrument Date	Jul 30, 2018
Instrument	3672
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2400 COURTHOUSE RD STAFFORD VA 225545603, STAFFORD, VA 22554-5603

Mortgage

Document Number	1050959
Date	Jul 31, 2018
Book Page	000105/000959
Instrument	3673

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$994.00 (+17.77%)	$7,400 (-) Land $560 Building $6,840	$184,900 (-) Land $14,000 Building $170,900
2023	$844.00	$7,400 Land $560 Building $6,840	$184,900 Land $14,000 Building $170,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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