160 3rd St, Ringgold, TX 76261 Property Records

Montague County property record for 160 3rd St, Ringgold, TX 76261

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2,176 sqft · built 2024
Lot Size0.28 acres (12,200 sqft)
Owner2 Individual Names on File
Last Sale$299,900 (Jun 2024)
Tax Bill$2,639 (2026)
Deeds & MortgagesMay 2023 Construction Loan
Jun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR000005647

Property Details

APN / Parcel Number

Primary APNR000005647
Alternative APN
  • 11400.0001.0008.0000

Interior

Building Area2,176 sqft Total Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area12,200 sqft (0.28 acres)

Location & Zoning

Account Number11400.0001.0008.0000
Street Address160 3RD ST
CityRINGGOLD
StateTX
Zip76261-5206
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOTS 8 & 9 BLK 1 ORIG RINGGOLD
Legal SubdivisionORIGINAL TOWNSITE OF RINGGOLD
Legal Block1
Legal Lot Number8,9
JurisdictionMONTAGUE TX
Township / Civil DivisionNOCONA
Census Block Group2
Census Block2039
Census Tract950200

Owner

160 3rd St, a residential property, is owned by two individuals who bought it in June 2024.

Source: Montague County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1364 WINN RD, BOWIE, TX 76230-7254
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed of Trust, Mortgage · Construction Mortgage
SANGER BANK
Jun 25, 2024Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2024 · Amount on File
Deed SaleJun 25, 2024 · Amount on File
Prior SaleMar 25, 2022
Deed Document Number20243040
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTAGUE TX
Property Address160 3RD ST, RINGGOLD, TX 76261-5206
Transaction TypeMortgage
Record UpdatedFeb 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4016 FALL CREEK DR, WEATHERFORD, TX 76087-1328

Mortgage

Document Number0002302075
DateMay 24, 2023
Instrument2302075
Lender
NameSANGER BANK
TypeBank
AddressBOWIE, TX 76230
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 22, 2024

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTAGUE TX
Property Address160 3RD ST, RINGGOLD, TX 76261-5206
Transaction TypeMortgage
Record UpdatedFeb 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1364 WINN RD, BOWIE, TX 76230-7254

Mortgage

Document Number0002403041
DateJun 25, 2024
Instrument2403041
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
AddressWICHITA FALLS, TX 76308
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 160 3rd St was $2,639, up 132.7% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontague County
Unified School DistrictGold-Burg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,639.00 (+132.72%)$223,960 (-2.06%) Land $350 Building $223,610$223,960 (-2.06%) Land $350 Building $223,610
2025$1,134.00$228,660 Land $350 Building $228,310$228,660 Land $350 Building $228,310
2023$350 Land $350$350 Land $350
2022$1.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 160 3rd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1989–2016)
Claims Outside the SFHA1 of 6
Most Recent ClaimApr 2016 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 3rd St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 66% of Texas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRRA RINGGOLD
serves 172 people · EPA ID TX1690005
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comcell
Fiber
1,000 / 1,000
Southwest Oklahoma Telephone Company
Fiber
1,000 / 500
Windstream
DSL
200 / 20
Nextlink
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 3rd St

Nearby Streets

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