160 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 160 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Commercial
Details	2,080 sqft · built 1985
Lot Size	0.177 acres (7,723 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2023)
Tax Bill	$4,090 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-162-0011`

Property Details

APN / Parcel Number

Primary APN	`21-162-0011`

Interior

Building Area	2,080 sqft Total Area
Office	2,080 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	7,723 sqft (0.177 acres)

Location & Zoning

Street Address	160 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1555
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 75 FT OF E 103 FT OF LOT 1 BLK 1
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	CENTENNIAL ADDITION TO MILACA
Legal Block	1
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3011
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	160 3RD AVE NW, MILACA, MN 56353-1555
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA
Oct 10, 2023	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF MILACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	2023438231
Prior Transfer Date	Jun 11, 2014
Prior Transfer Doc	000A385319
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	160 3RD AVE NW, MILACA, MN 56353-1555
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 3RD AVE NW, MILACA, MN 56353-1555

Mortgage

Document Number	000A449085
Date	Dec 5, 2025
Instrument	A449085

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 10, 2023
Property Address	160 3RD AVE NW, MILACA, MN 56353-1555
Document Number	000A438231
Instrument Date	Oct 2, 2023
Instrument	A438231
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CENTRAL AVE N, MILACA, MN 56353-4655

Mortgage

Document Number	000A438232
Date	Oct 10, 2023
Instrument	A438232

Lender

Name	THE FIRST NATIONAL BANK OF MILACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2028

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,090.00 (+22.6%)	$220,100 (+19.17%) Land $23,200 Building $196,900	$220,100 (+19.17%) Land $23,200 Building $196,900
2025	$3,336.00 (+16.08%)	$184,700 (+16.82%) Land $17,400 Building $167,300	$184,700 (+16.82%) Land $17,400 Building $167,300
2023	$2,874.00	$158,100 Land $15,500 Building $142,600	$158,100 Land $15,500 Building $142,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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