Berkeley County property record for 16 Witherspoon Ct, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,407 sqft · built 2009 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2023) |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-6S-0033.0000 |
| Primary APN | 02-6S-0033.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 87 sqft |
| Finished Basement | 87 sqft |
| Family Room | Family Room |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07235132 |
|---|---|
| Street Address | 16 WITHERSPOON CT |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .04 AC TH LOT 224 PHASE 1 RIVERSIDE VILLAGES |
| Legal Subdivision | RIVERSIDE VLGS PH 1 |
| Legal Lot Number | 224 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 971101 |
16 Witherspoon Ct is owned by an individual who bought it in September 2023.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 W NETTLE TREE RD, STERLING, VA 20164-4724 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Sep 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Sep 8, 2023 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Deed Document Number | 20230025226 |
| Deed Book / Page | 1450 / 553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 16 WITHERSPOON CT, FALLING WATERS, WV 25419-4990 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004078/243 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 4078/243 |
| Instrument | 20230032156 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 16 WITHERSPOON CT, FALLING WATERS, WV 25419-4990 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004055/283 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 4055/283 |
| Instrument | 20230025229 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 8, 2023 |
| Property Address | 16 WITHERSPOON CT, FALLING WATERS, WV 25419-4990 |
| Document Number | 001450/553 |
| Book / Page | 1450 / 553 |
| Map Reference | PC 12 PG 165 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 20230025226 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 W NETTLE TREE RD, STERLING, VA 20164-4724 |
| Document Number | 004055/271 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 4055/271 |
| Instrument | 20230025228 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 16 Witherspoon Ct was $1,418.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,418.00 | $116,700 Land $28,260 Building $88,440 | $194,500 Land $47,100 Building $147,400 |
| 2023 | $1,282.00 | $101,460 Land $19,860 Building $81,600 | $169,100 Land $33,100 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 Witherspoon Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1996–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Witherspoon Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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