16 Windsor Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 16 Windsor Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,849 sqft · built 1950
Lot Size	0.542 acres (23,601 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Feb 2005)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25N-63-0023`

Property Details

APN / Parcel Number

Primary APN	`25N-63-0023`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,849 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	1,152 sqft
Basement Area	926 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	23,601 sqft (0.542 acres)
Lot Dimensions	200 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	208 sqft
Deck Area	112 sqft
Patio Area	16 sqft
Balcony Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 WINDSOR LN
City	SAINT LOUIS
State	MO
Zip	63122-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R1
Legal Description	WINDSOR ACRES LOT 6
Legal Subdivision	WINDSOR ACRES
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1008
Census Tract	221100

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 WINDSOR LN, SAINT LOUIS, MO 63122-6922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Jun 5, 2017	Deed of Trust, Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2005 · Amount on File
Deed Sale	Feb 4, 2005 · Amount on File
Prior Sale	Feb 4, 2005 · Amount on File
Deed Document Number	20051075
Deed Book / Page	16350 / 199
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16 WINDSOR LN, SAINT LOUIS, MO 63122-6922
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WINDSOR LN, KIRKWOOD, MO 63122-6922

Mortgage

Document Number	2023011100050
Date	Jan 11, 2023
Instrument	2023011100050

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Oct 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16 WINDSOR LN, SAINT LOUIS, MO 63122-6922
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	COPPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WINDSOR LN, SAINT LOUIS, MO 63122-6922

Mortgage

Document Number	0244420964
Date	Nov 16, 2020
Book Page	24442/964
Instrument	2020111600851

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16 WINDSOR LN, SAINT LOUIS, MO 63122-6922
Document Number	0225682832
Book / Page	022568 / 002832
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 WINDSOR LN ST LOUIS MO 631226922, ST LOUIS, MO 63122-6922

Mortgage

Document Number	0225682832
Date	Jun 15, 2017
Book Page	022568/002832
Instrument	653

Lender

Name	CARROLLTON BK
Type	Bank
Address	DES PERES, MO 63131

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,310 (-) Land $58,580 Building $58,730	$617,400 (-) Land $308,300 Building $309,100
2025	$6,607.00 (-5.91%)	$117,310 (+3.68%) Land $58,580 Building $58,730	$617,400 (+3.68%) Land $308,300 Building $309,100
2024	$7,022.00 (+1.59%)
2023	$6,912.00 (-2.77%)	$113,150 (+3.77%) Land $46,170 Building $66,980	$595,500 (+3.76%) Land $243,000 Building $352,500
2022	$7,109.00	$109,040 Land $50,790 Building $58,250
2021			$573,900 Land $267,300 Building $306,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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