Miami County property record for 16 Windmere Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1920 |
| Square Footage | 2,459 sqft Living Area |
| Lot Size | 31,233 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2023) |
| Tax Bill | $4,979.00 (2025) |
| Primary APN | C06-080421 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,459 sqft Living Area |
| 1st Floor | 1,276 sqft 1st Floor |
| 2nd Floor | 369 sqft 2nd Floor |
| Upper Floors | 1,183 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 31,233 sqft (0.717 acres) |
| Depth X Width | 125 ft x 250 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,080 sqft Garage |
| Patio Area | 100 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 140 sqft Porch |
| Canopy Area | 81 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Old Parcel Number | C06CC005L01200 |
|---|---|
| Street Address | 16 WINDMERE DR |
| City | TROY |
| State | OH |
| Zip | 45373-4266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-4-4 LOT 22 VISTA RIDGE |
| Legal Range | 04 |
| Legal Township | 06 |
| Legal Section | 04 |
| Legal Subdivision | VISTA RIDGE |
| Legal Tract | 22 |
| Legal Lot Number | 22 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-080421
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 16 WINDMERE DR, TROY, OH 45373-4266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage ABBEY CU INC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 12, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2023 · Amount on Record |
| Deed Sale | Jul 05, 2023 · Amount on Record |
| Prior Sale | Jul 12, 2018 · Amount on Record |
| Deed Doc Number | 1258 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 05, 2023 |
| Property Address | 16 WINDMERE DR, TROY, OH 45373-4266 |
| Document Number | 0000007119 |
| Map Reference | MB 7 PG 123 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023OR-07119 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 16 WINDMERE DR, TROY, OH 45373-4266 |
| Document Number | 0000007120 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 2023OR-07120 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 16 WINDMERE DR, TROY, OH 45373-4266 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007823 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020OR-07823 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 12, 2018 |
| Property Address | 16 WINDMERE DR, TROY, OH 45373-4266 |
| Document Number | 0000008486 |
| Map Reference | PB 07 PG 123 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 2018OR-08486 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 WINDMERE DR, TROY, OH 45373-4266 |
| Document Number | 0000008487 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018OR-08487 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,979.00 (+47.66%) Homeowner's exemption | $129,230 (+67.44%) Land $19,360 Building $109,870 | $369,200 (+67.44%) Land $55,300 Building $313,900 |
| 2024 | $3,372.00 (+1.81%) Homeowner's exemption | $77,180 (-) Land $20,900 Building $56,280 | |
| 2023 | $3,312.00 (+14.8%) Homeowner's exemption | $77,180 (-) Land $20,900 Building $56,280 | $220,500 (-) Land $59,700 Building $160,800 |
| 2022 | $2,885.00 Homeowner's exemption | $77,180 Land $20,900 Building $56,280 | $220,500 Land $59,700 Building $160,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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