Monmouth County and Rumson Borough property record for 16 Wilson Cir, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,524 sqft · built 1902 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,100,000 (May 2011) |
| Tax Bill | $49,123 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00049-0000-00003 |
| Primary APN | 41-00049-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,524 sqft Living Area |
| 1st Floor Area | 2,494 sqft |
| Upper Floors Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 49,658 sqft |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 1,809 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 090200 |
|---|---|
| Street Address | 16 WILSON CIR |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | BOWLING GREEN |
| Legal Block | 49 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 WILSON CIR, RUMSON, NJ 07760-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage BNY MELLON NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2011 · Amount on File |
| Deed Sale | May 18, 2011 · Amount on File |
| Prior Sale | Nov 10, 2005 · Amount on File |
| Deed Document Number | 201146935 |
| Deed Book / Page | 8891 / 6758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 WILSON CIR, RUMSON, NJ 07760-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095946314 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 9594/6314 |
| Instrument | 2022050996 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 WILSON CIR, RUMSON, NJ 07760-1615 |
| Document Number | 0000069519 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | ENDURANCE ABSTRACT LLC, ENDURANCE ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 16 WILSON CIR RUMSON NJ 077601615, RUMSON, NJ 07760-1615 |
| Document Number | 0000069519 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 009423/009154 |
| Instrument | 69519 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | 201 WASHINGTON ST # 8TH, BOSTON, MA 02108-4403 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,338,600 (+14%) Land $3,666,400 Building $1,672,200 | $5,338,600 (+14%) Land $3,666,400 Building $1,672,200 | |
| 2025 | $49,123.00 (+1.52%) | $4,682,800 (+16.6%) Land $3,259,600 Building $1,423,200 | $4,682,800 (+16.6%) Land $3,259,600 Building $1,423,200 |
| 2024 | $48,386.00 (+4.68%) | ||
| 2023 | $4,016,100 Land $2,842,000 Building $1,174,100 | $4,016,100 Land $2,842,000 Building $1,174,100 | |
| 2022 | $46,221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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