Middlesex County and Old Bridge Township property record for 16 Willow Dr, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 2,203 sqft · built 1983 |
| Lot Size | 0.279 acres (12,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $531,800 (Oct 2020) |
| Tax Bill | $13,060 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-16005-0000-00360 |
| Primary APN | 15-16005-0000-00360 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,203 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Lot Area | 12,149 sqft (0.279 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Account Number | 13092000 |
|---|---|
| Street Address | 16 WILLOW DR |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 90X135 |
| Legal Subdivision | TOWNSHIP/OLD BRIDGE SEC III |
| Legal Block | 16005 |
| Legal Lot Number | 360 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 7804 |
16 Willow Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 WILLOW DR, OLD BRIDGE, NJ 08857-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 1, 2020 | Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Prior Sale | Nov 10, 1986 · Amount on File |
| Deed Document Number | 202094401 |
| Deed Book / Page | 18056 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 16 WILLOW DR, OLD BRIDGE, NJ 08857-3320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16 WILLOW DR, OLD BRIDGE, NJ 08857-3320 |
| Document Number | 0000082563 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 19043/1260 |
| Instrument | 2022082563 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 1, 2020 |
| Property Address | 16 WILLOW DR, OLD BRIDGE, NJ 08857-3320 |
| Document Number | 2020094401 |
| Book / Page | 18056 / 313 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020094401 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 289 SILVER LN, 289, OLD BRIDGE, NJ 08857-3341 |
| Name | Verified Name |
|---|---|
| Address | 16 WILLOW DR, OLD BRIDGE, NJ 08857-3320 |
| Document Number | 2020094402 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020094402 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 16 Willow Dr was $13,060, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,200 (-) Land $69,100 Building $141,100 | $210,200 (-) Land $69,100 Building $141,100 | |
| 2025 | $13,060.00 (+10.03%) | $210,200 Land $69,100 Building $141,100 | $210,200 Land $69,100 Building $141,100 |
| 2024 | $11,870.00 | ||
| 2023 | $201,900 Land $69,100 Building $132,800 | $201,900 Land $69,100 Building $132,800 | |
| 2022 | $10,686.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16 Willow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jan 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Willow Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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