Franklin County property record for 16 Whitney Ln, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,780 sqft · built 1991 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-34.0-1-014-195.220 |
| Primary APN | 17-8-34.0-1-014-195.220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 300 sqft |
| Street Address | 16 WHITNEY LN |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 DENMAR PLACE |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | DENMAR PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800605 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 WHITNEY LN, UNION, MO 63084-2063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Oct 6, 2022 | Warranty Deed, Transfer |
| Dec 23, 2020 | Deed of Trust, Mortgage UNITED BK/UNION |
| Apr 15, 2019 | Warranty Deed, Transfer · Line of Credit UNITED BK/UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2022 |
| Deed Sale | Oct 6, 2022 |
| Prior Sale | Apr 15, 2019 · Amount on Record |
| Deed Document Number | 202215454 |
| Prior Transfer Date | Sep 7, 2012 |
| Prior Transfer Doc | 0000016082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 16 WHITNEY LN, UNION, MO 63084-2063 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Title Company | INVESTORS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0002214080 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2214080 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 6, 2022 |
| Property Address | 16 WHITNEY LN, UNION, MO 63084-2063 |
| Document Number | 0002215454 |
| Map Reference | PB N PG 837 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2215454 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 WHITNEY LN, UNION, MO 63084-2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 16 WHITNEY LN, UNION, MO 63084-2063 |
| Document Number | 0000022701 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 WHITNEY LN UNION MO 630842063, UNION, MO 63084-2063 |
| Document Number | 0000022701 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 22701 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 28, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 15, 2019 |
| Property Address | 16 WHITNEY LN, UNION, MO 63084-2063 |
| Document Number | 0000004299 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 4299 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 WHITNEY LN UNION MO 630842063, UNION, MO 63084-2063 |
| Document Number | 4300 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 4300 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,901.00 (+16.51%) | $48,670 (+17.5%) | $256,160 (+17.5%) Land $30,000 Building $226,160 |
| 2023 | $2,490.00 (-2.96%) | $41,420 | $218,000 Land $30,000 Building $188,000 |
| 2022 | $2,566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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