16 White St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 16 White St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,450 sqft · built 1925
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on Record
Last Sale$251,000 (Nov 2018)
Tax Bill$8,037 (2025)
Deeds & MortgagesMay 2021 Refinance
Oct 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNCNCD M:6532Z B:62

Property Details

APN / Parcel Number

Primary APNCNCD M:6532Z B:62

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,450 sqft Living Area
Gross Area3,206 sqft
1st Floor Area1,114 sqft
AtticAttic
Attic Area840 sqft
Basement Area1,096 sqft
Unfinished Basement1,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address16 WHITE ST
CityCONCORD
StateNH
Zip03301-4176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRN
Legal Block62
Legal Lot Number21
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2011
Census Tract32400

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address16 WHITE ST, CONCORD, NH 03301-4176
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MERRIMACK COUNTY SAVINGS BANK
Oct 6, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 3, 2018Deed of Trust, Mortgage · Conventional with PMI
MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2018 · Amount on Record
Deed SaleNov 5, 2018 · Amount on Record
Deed Document Number201820142
Deed Book / Page3613 / 2817
Last Transfer DateFeb 8, 2023
Transfer Doc0000014523
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address16 WHITE ST, CONCORD, NH 03301-4176
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013189
DateMay 20, 2021
Book Page3740/41
Instrument202100013189
Lender
NameMERRIMACK COUNTY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD CITY NH
Recording DateOct 6, 2023
Property Address16 WHITE ST, CONCORD, NH 03301-4176
Document Number0000014523
Book / Page3839 / 1611
Instrument DateFeb 8, 2023
Instrument202300014523
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WHITE ST, CONCORD, NH 03301-4176

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address16 WHITE ST, CONCORD, NH 03301-4176
Document Number0036132824
Instrument DateNov 3, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 WHITE ST CONCORD NH 033014176, CONCORD, NH 03301-4176

Mortgage

Document Number0036132824
DateNov 5, 2018
Book Page003613/002824
Instrument20143
Lender
NameMERRIMACK CNTY SVGS BK
TypeFederal Savings Bank
AddressCONCORD, NH 03301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 4, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,037.00 (+8.37%)$276,100 (-) Land $132,600 Building $143,500
2023$7,416.00 (+3.75%)$276,100 (-) Land $132,600 Building $143,500$366,795
2022$7,148.00$276,100 Land $132,600 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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