16 Wayne Lloyd Rd, Bradford, TN 38316 Property Records

Gibson County property record for 16 Wayne Lloyd Rd, Bradford, TN 38316

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,858 sqft · built 2018
Lot Size2.6 acres (113,692 sqft)
Owner2 Individual Names on Record
Tax Bill$1,826 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN027055 04101

Property Details

APN / Parcel Number

Primary APN027055 04101
Alternative APN
  • 055 04101

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,858 sqft Living Area
1st Floor Area1,858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area113,692 sqft (2.6 acres)
Garage TypeFinished
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area1,016 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 WAYNE LLOYD RD
CityBRADFORD
StateTN
Zip38316-8736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 17, COUNTY AREA: R04
JurisdictionGIBSON TN
Township / Civil Division11
Census Block Group3
Census Block3051
Census Tract967400

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 WAYNE LLOYD RD, BRADFORD, TN 38316-8736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 25, 2017Trustee's Deed, Construction Loan · Line of Credit
CARROLL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2017
Deed SaleApr 5, 2017
Prior SaleJul 30, 2010 · Amount on Record
Deed Document Number0010141712
Deed Book / Page948 / 1626
Prior Transfer DateDec 2, 2016
Prior Transfer Doc166753
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGIBSON TN
Property Address16 WAYNE LLOYD RD, BRADFORD, TN 38316-8736
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000203914
DateMar 29, 2021
Book Page1060/339
Instrument203914
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGIBSON TN
Recording DateApr 25, 2017
Property Address16 WAYNE LLOYD RD, BRADFORD, TN 38316-8736
Book / Page001014 / 002876
Instrument DateApr 20, 2017
Instrument169942
Transaction TypeConstruction Loan
Record UpdatedMay 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 GANN RD BRADFORD TN 383168732, BRADFORD, TN 38316-8732

Mortgage

Document Number0000169942
DateApr 25, 2017
Book Page001014/002876
Instrument169942
Lender
NameCARROLL BK&TR
TypeBank
AddressBRADFORD, TN 38316
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGibson County
Unified School DistrictBradford Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,826.00$86,100 Land $6,200 Building $79,900
2024$344,400 Land $24,800 Building $319,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
TEC
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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