16 Waterside Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 16 Waterside Ct, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,630 sqft · built 1987
Lot Size	0.038 acres (1,652 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2022)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02593105`

Property Details

APN / Parcel Number

Primary APN	`02-02593105`
Alternative APN	`02593105`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	640 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,652 sqft (0.038 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02593105
Street Address	16 WATERSIDE CT
City	GERMANTOWN
State	MD
Zip	20874-3742
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TMD
Legal Description	CHURCHILL TOWN SECTO R TWNHS
Legal Subdivision	CHURCHILL TOWN SECTOR TWNHS
Legal Block	12
Legal Lot Number	120
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	4
Census Block	4002
Census Tract	700310

Owner

16 Waterside Ct, a townhouse, is owned and occupied by two individuals who bought it in August 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 WATERSIDE CT, GERMANTOWN, MD 20874-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 25, 2021	Assignment of Deed, Transfer KVS TITLE LLC
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Mar 11, 2016 · Amount on File
Deed Book / Page	66163 / 317
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0613660212
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 19, 2022
Property Address	16 WATERSIDE CT, GERMANTOWN, MD 20874-3742
Document Number	0661630317
Book / Page	66163 / 317
Map Reference	MB 136 PL 15717
Instrument Date	Aug 19, 2022
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ALLIED TITLE AND TRUST LLC, ALLIED TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 WATERSIDE CT, GERMANTOWN, MD 20874-3742

Mortgage

Document Number	0066163324
Date	Aug 19, 2022
Instrument	66163/324

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2021: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 25, 2021
Property Address	16 WATERSIDE CT, GERMANTOWN, MD 20874-3742
Document Number	0638650075
Book / Page	63865 / 75
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	KVS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MARYLAND AVE UNIT 330, 330, ROCKVILLE, MD 20850-0341
Investor	Possibly a Property Investor

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 15, 2020
Property Address	16 WATERSIDE CT, GERMANTOWN, MD 20874-3742
Document Number	0613660212
Book / Page	61366 / 212
Map Reference	MB 136 PL 15717
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4097 MONUMENT CORNER DR STE 600, 600, FAIRFAX, VA 22030-8641

Mortgage

Document Number	61366217
Date	Dec 15, 2020
Instrument	61366/217

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 Waterside Ct was $4,578, up 7.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,567 (+6.04%)	$403,300 (-) Land $140,000 Building $263,300
2025	$4,578.00 (+7.77%)	$359,833	$403,300 Land $140,000 Building $263,300
2024	$4,248.00
2023		$323,167	$338,100 Land $140,000 Building $198,100
2022	$3,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Waterside Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Waterside Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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