16 Waterman Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 16 Waterman Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,920 sqft · built 1968
Lot Size	0.461 acres (20,094 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (Nov 2009)
Tax Bill	$17,668 (2025)
Deeds & Mortgages	May 2026 Transfer Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0257 B:0086 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0257 B:0086 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	1,720 sqft
Basement Area	1,160 sqft
Unfinished Basement	570 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Rolled Roofing
Lot Area	20,094 sqft (0.461 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 WATERMAN RD
City	GLOUCESTER
State	MA
Zip	01930-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	JAMES H & DANIEL A WATERMAN
Legal Block	86
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3006
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 IRONWOOD RD, NORTH ANDOVER, MA 01845-2126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
May 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2009 · Amount on Record
Deed Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2009
Deed Book / Page	29066 / 43
Last Transfer Date	Aug 23, 2021
Transfer Doc	40208-274
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 14, 2026
Property Address	16 WATERMAN RD, GLOUCESTER, MA 01930-1434
Document Number	043384-523
Book / Page	43384 / 523
Instrument Date	May 9, 2026
Instrument	20261450
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 IRONWOOD RD, NORTH ANDOVER, MA 01845-2126

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 25, 2021
Property Address	16 WATERMAN RD, GLOUCESTER, MA 01930-1434
Document Number	40208-274
Book / Page	40208 / 274
Instrument Date	Aug 23, 2021
Instrument	20210825001930
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 IRONWOOD RD, NORTH ANDOVER, MA 01845-2126

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 WATERMAN RD, GLOUCESTER, MA 01930-1434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38730-220
Date	Jul 20, 2020
Book Page	38730/220
Instrument	20200720004610

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 20, 2020
Property Address	16 WATERMAN RD, GLOUCESTER, MA 01930-1434
Document Number	38534-284
Book / Page	038534 / 000284
Instrument Date	May 18, 2020
Instrument	20001940
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 IRONWOOD RD NORTH ANDOVER MA 018452126, NORTH ANDOVER, MA 01845-2126

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,668.00 (+6.91%)	$1,817,700 (+7.02%) Land $1,003,700 Building $814,000
2024	$16,526.00 (+7.38%)	$1,698,500 (+16.87%) Land $955,800 Building $742,700	$1,760,445
2023	$15,390.00	$1,453,300 Land $815,700 Building $637,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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