16 Water St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 16 Water St, Danvers, MA 01923

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,046 sqft · built 1865
Lot Size0.182 acres (7,945 sqft)
OwnerIndividual Name on Record
Last Sale$525,500 (Feb 2025)
Tax Bill$5,270 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNDANV M:059 L:129 P

Property Details

APN / Parcel Number

Primary APNDANV M:059 L:129 P

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,046 sqft Living Area
Gross Area1,680 sqft
Basement Area513 sqft
Unfinished Basement513 sqft

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,945 sqft (0.182 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 WATER ST
CityDANVERS
StateMA
Zip01923-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number129
JurisdictionDANVERS MA
Township / Civil DivisionDANVERS
Census Block Group1
Census Block1001
Census Tract211100

Owner

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16 WATER ST, DANVERS, MA 01923-4805
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 17, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EASTERN BANK
Apr 19, 2017Quit Claim Deed, Transfer · FHA Mortgage
GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2025 · Amount on Record
Deed SaleFeb 14, 2025 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Document Number20253510
Deed Book / Page42576 / 338
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Recording DateMay 20, 2026
Property Address16 WATER ST, DANVERS, MA 01923-4805
Document Number0043397-68
Book / Page43397 / 68
Instrument DateMay 15, 2026
Instrument20262260
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WATER ST, DANVERS, MA 01923-4805

Mortgage

Document Number0000002260,
DateMay 20, 2026
Book Page43397/68
Instrument20262260
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDANVERS MA
Recording DateJun 17, 2019
Property Address16 WATER ST, DANVERS, MA 01923-4805
Document Number37591-276
Book / Page37591 / 276
Instrument DateJun 17, 2019
Instrument20190617002740
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WATER ST, DANVERS, MA 01923-4805

Mortgage

Document Number190617002750
DateJun 17, 2019
Instrument190617002750
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDANVERS MA
Recording DateApr 19, 2017
Property Address16 WATER ST, DANVERS, MA 01923-4805
Document Number35807-584
Book / Page35807 / 584
Instrument383
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$41.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number358070587
DateApr 19, 2017
Instrument35807/0587
Lender
NameGMH MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2047

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionDanvers Town
Unified School DistrictDanvers School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,270.00 (+3.58%)$479,500 (+4.69%) Land $315,700 Building $163,800$494,665
2024$5,088.00 (+4.39%)$458,000 (+10.41%) Land $298,100 Building $159,900
2023$4,874.00$414,800 Land $268,900 Building $145,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Nearby Flood Policies23 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANVERS WATER DEPT.
serves 28,087 people · EPA ID MA3071000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Water St

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