Monmouth County and Rumson Borough property record for 16 Ward Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,918 sqft · built 2021 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,375,000 (Jun 2019) |
| Tax Bill | $43,435 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00077-0000-00005 |
| Primary APN | 41-00077-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,918 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Upper Floors Area | 828 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 46,609 sqft |
| Garage Type | Detached |
| Porch | Open Porch |
| Sewer | Connected |
|---|
| Account Number | 140600 |
|---|---|
| Street Address | 16 WARD AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | RUMSON |
| Legal Block | 77 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jun 14, 2019 | Grant Deed, Transfer UBS BK USA |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CONSTITUTION BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Deed Document Number | 201952696 |
| Deed Book / Page | 9353 / 1277 |
| Prior Transfer Date | Feb 25, 2011 |
| Prior Transfer Doc | 0088820252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | ORTRIS |
| Name | Verified Name |
|---|---|
| Address | 16 WARD AVE, LOCUST, NJ 07760-1916 |
| Investor | Possibly a Property Investor |
| Document Number | 0097833902 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 9783/3902 |
| Instrument | 2026020179 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0095040236 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 9504/236 |
| Instrument | 2021065511 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Investor | Possibly a Property Investor |
| Document Number | 0096490726 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 9649/726 |
| Instrument | 2023042061 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 14, 2019 |
| Property Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Document Number | 0000052696 |
| Book / Page | 009353 / 001277 |
| Instrument Date | May 15, 2019 |
| Instrument | 52696 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | PREMIER SERVICES ABSTRACT LLC, PREMIER SVC ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 WARD AVE RUMSON NJ 077601916, RUMSON, NJ 07760-1916 |
| Document Number | 52697 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 009353/001283 |
| Instrument | 52697 |
| Name | UBS BK USA |
|---|---|
| Type | Bank |
| Address | 299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 WARD AVE, RUMSON, NJ 07760-1916 |
| Document Number | 0000018600 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16 WARD AVE RUMSON NJ 077601916, RUMSON, NJ 07760-1916 |
| Document Number | 0000018600 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 009274/005564 |
| Instrument | 18600 |
| Name | FIRST CONSTITUTION BK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,744,100 (+14.58%) Land $2,172,300 Building $2,571,800 | $4,744,100 (+14.58%) Land $2,172,300 Building $2,571,800 | |
| 2025 | $43,435.00 (+4.46%) | $4,140,600 (+12.8%) Land $1,930,500 Building $2,210,100 | $4,140,600 (+12.8%) Land $1,930,500 Building $2,210,100 |
| 2024 | $41,581.00 (-2.53%) | ||
| 2023 | $3,670,800 Land $1,911,000 Building $1,759,800 | $3,670,800 Land $1,911,000 Building $1,759,800 | |
| 2022 | $42,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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