16 Walnut Ter, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 16 Walnut Ter, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,951 sqft · built 1910
Lot Size	0.131 acres (5,702 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Mar 2025)
Tax Bill	$7,852 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:081 B:361 L:114`

Property Details

APN / Parcel Number

Primary APN	`MALD M:081 B:361 L:114`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,951 sqft Living Area
Gross Area	4,130 sqft
Basement Area	907 sqft
Unfinished Basement	907 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,702 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 WALNUT TER
City	MALDEN
State	MA
Zip	02148-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	361
Legal Lot Number	114
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	3
Census Block	3000
Census Tract	341400

Owner

16 Walnut Ter is owned and occupied by an individual who bought it in March 2025.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 WALNUT TER, MALDEN, MA 02148-7715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
May 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Prior Sale	Dec 28, 2023 · Amount on File
Deed Book / Page	83867 / 1
Prior Transfer Date	Mar 17, 2025
Prior Transfer Doc	00083867-1
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Dec 28, 2023
Property Address	16 WALNUT TER, MALDEN, MA 02148-7715
Document Number	082354-595
Book / Page	82354 / 595
Instrument Date	Dec 28, 2023
Instrument	148231
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 WALNUT TER, MALDEN, MA 02148-7715

Mortgage

Document Number	0000148232
Date	Dec 28, 2023
Instrument	148232

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	16 WALNUT TER, MALDEN, MA 02148-7715
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75462-318
Date	Aug 26, 2020
Book Page	75462/318
Instrument	147222

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	May 30, 2019
Property Address	16 WALNUT TER, MALDEN, MA 02148-7715
Document Number	72682-440
Book / Page	72682 / 440
Instrument Date	May 29, 2019
Instrument	71752
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WALNUT TER, MALDEN, MA 02148-7715

Mortgage

Document Number	71753
Date	May 30, 2019
Instrument	71753

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Walnut Ter was $7,852, up 6% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,852.00 (+5.95%)	$688,800 (+5.21%) Land $339,800 Building $341,400	$670,320 (+8.97%)
2025	$7,411.00 (+12.3%)	$654,700 (+15.98%) Land $305,800 Building $348,900	$615,125
2024	$6,599.00 (+1.51%)	$564,500 (+5.85%) Land $288,900 Building $275,600
2023	$6,501.00	$533,300 Land $263,400 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Walnut Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Walnut Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: Netafy, Starry, T-Mobile.

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